Major Rating Factors:
A current level of 6.6 percent of nonperforming loans to core capital combined with 8.9 percent from a year earlier contributes to the Fair asset quality (5.0). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Fair (4.8) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 19.2 and a capital leverage ratio of 16.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Asset Mix:
Securities (16%), comm re (14%), comm loans (12%), cash (11%), consumer loans (9%), home mtgs (0%), other (38%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
BBOK Bancshares, Inc.
Investment Rating
--
Address
555 North Woodlawn Street
Wichita, KS 67208
Wichita, KS 67208
Phone Number
(316) 681-2265
Year Founded
1988
FDIC Number
Website
Largest Affiliates
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