D
Prairie State Bank & Trust
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Prairie State Bank & Trust
Springfield, IL
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Rating D
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 5.60
Stability Index 3.70
Company Info Prairie State Bank & Trust
Springfield, IL
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FDIC Number 27362
Phone Number (217) 993-6260
Website www.psbank.net
Asset Quality Prairie State Bank & Trust
Springfield, IL
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1-Year Asset Growth 4.71%
5-Year Asset Growth 1.11%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.31%
Non-Performing Loans to Loans 0.25%
Balance Sheet Prairie State Bank & Trust
Springfield, IL
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Total Assets 805.67M
Total Deposits 701.40M
Capital and Reserves Prairie State Bank & Trust
Springfield, IL
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Capital 99.58M
Leverage Ratio 12.21
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio --
Liquidity Prairie State Bank & Trust
Springfield, IL
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Hot Money Ratio 10.95%
Liquidity Ratio 13.17%
Profitability Prairie State Bank & Trust
Springfield, IL
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5-Year Return on Average Assets 1.24%
Net Income 10.65M
Net Interest Spread 3.71%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 63.46%
Return on Assets 1.34%
Return on Equity 10.98%