First Metro Bank
| Weiss Ratings |
First Metro Bank
Muscle Shoals, AL |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 8.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
First Metro Bank
Muscle Shoals, AL |
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| FDIC Number | 27381 | |||
| Phone Number | (256) 386-0600 | |||
| Website | www.firstmetro.com | |||
| Asset Quality |
First Metro Bank
Muscle Shoals, AL |
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| 1-Year Asset Growth | 2.61% | |||
| 5-Year Asset Growth | 4.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.42% | |||
| Non-Performing Loans to Loans | 0.10% | |||
| Balance Sheet |
First Metro Bank
Muscle Shoals, AL |
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| Total Assets | 1.01B | |||
| Total Deposits | 893.39M | |||
| Capital and Reserves |
First Metro Bank
Muscle Shoals, AL |
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| Capital | 108.66M | |||
| Leverage Ratio | 12.45 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Metro Bank
Muscle Shoals, AL |
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| Hot Money Ratio | 25.74% | |||
| Liquidity Ratio | 20.37% | |||
| Profitability |
First Metro Bank
Muscle Shoals, AL |
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| 5-Year Return on Average Assets | 1.40% | |||
| Net Income | 17.05M | |||
| Net Interest Spread | 3.69% | |||
| Operating Profit to Average Assets | 2.22% | |||
| Overhead Efficiency Ratio | 43.79% | |||
| Return on Assets | 1.67% | |||
| Return on Equity | 17.07% | |||