First Metro Bank
| Weiss Ratings |
First Metro Bank
Muscle Shoals, AL |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 8.40 | |||
| Stability Index | 6.30 | |||
| Company Info |
First Metro Bank
Muscle Shoals, AL |
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| FDIC Number | 27381 | |||
| Phone Number | (256) 386-0600 | |||
| Website | www.firstmetro.com | |||
| Asset Quality |
First Metro Bank
Muscle Shoals, AL |
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| 1-Year Asset Growth | 0.26% | |||
| 5-Year Asset Growth | 8.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 1.08% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
First Metro Bank
Muscle Shoals, AL |
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| Total Assets | 981.88M | |||
| Total Deposits | 888.56M | |||
| Capital and Reserves |
First Metro Bank
Muscle Shoals, AL |
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| Capital | 88.00M | |||
| Leverage Ratio | 11.49 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Metro Bank
Muscle Shoals, AL |
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| Hot Money Ratio | 25.93% | |||
| Liquidity Ratio | 18.73% | |||
| Profitability |
First Metro Bank
Muscle Shoals, AL |
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| 5-Year Return on Average Assets | 1.39% | |||
| Net Income | 15.73M | |||
| Net Interest Spread | 3.54% | |||
| Operating Profit to Average Assets | 2.10% | |||
| Overhead Efficiency Ratio | 43.32% | |||
| Return on Assets | 1.59% | |||
| Return on Equity | 18.60% | |||