Port Richmond Savings
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 3.0%, coupled with a return on assets of 2.8 has resulted in Excellent (7.5) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 21.9. A current level of 2.9 percent of nonperforming loans to core capital combined with 2.9 percent from a year earlier contributes to the Excellent asset quality (8.2).
Asset Mix:
Home mtgs (48%), comm re (36%), cash (9%), comm loans (4%), home eq lns (1%), other (2%)
States with Branches:
PA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
2522 East Allegheny Avenue
Philadelphia, PA 19134
Philadelphia, PA 19134
Phone Number
(215) 634-7000
Year Founded
1919
FDIC Number
Website
Largest Affiliates
No affiliate information available.