C
Wells Fargo National Bank West
Rating Date
May 2024
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Income
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Major Rating Factors: Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Weak (2.1) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.9 on a scale of 0 to 10).
Other Rating Factors: A current level of 3.5 percent of nonperforming loans to core capital combined with 3.1 percent from a year earlier contributes to the Excellent asset quality (9.2). Excellent current capitalization (8.6 on a scale of 0 to 10) based on a risk-based capital ratio of 35.1 and a capital leverage ratio of 10.0.
Asset Mix: Home mtgs (46%), cash (39%), securities (15%), other (0%)
States with Branches: NV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Wells Fargo & Company
Investment Rating
Address
4425 Spring Mountain Road
Las Vegas, NV 89102
Phone Number
(702) 368-5900
Year Founded
1988
FDIC Number
Weiss Ratings