Wells Fargo Bank, National Association
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.9 on a scale of 0 to 10). Good current capitalization (6.5 on a scale of 0 to 10) based on a risk-based capital ratio of 15.2 and a capital leverage ratio of 8.5.
Other Rating Factors:
Excellent liquidity 7.0, driven by a liquidity ratio of 46.0 percent and a “hot money” ratio of 1.2 percent. A current level of 6.0 percent of nonperforming loans to core capital combined with 6.4 percent from a year earlier contributes to the Good asset quality (5.7).
Asset Mix:
Securities (25%), home mtgs (13%), cash (13%), comm loans (9%), consumer loans (6%), comm re (5%), home eq lns (1%), other (28%)
States with Branches:
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, KS, MA, MD, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NV, NY, OR, PA, SC, SD, TN, TX, UT, VA, WA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Wells Fargo & Company
Investment Rating
Address
101 North Phillips Avenue
Sioux Falls, SD 57104
Sioux Falls, SD 57104
Phone Number
(605) 575-6900
Year Founded
1852
FDIC Number
Website
Largest Affiliates
Las Vegas, NV
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Bank
Houston, TX
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Bank
Salt Lake City, UT
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Bank
Wilmington, DE
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Bank
