C
Peoples Bank
Paris,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Bank
Paris, TX
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Rating C
Asset Quality Index 7.90
Capitalization Index 7.80
Liquidity Index 0.20
Profitability Index 6.90
Stability Index 3.70
Company Info Peoples Bank
Paris, TX
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FDIC Number 27398
Phone Number (903) 783-3800
Website www.pbparis.com
Asset Quality Peoples Bank
Paris, TX
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1-Year Asset Growth 7.73%
5-Year Asset Growth 2.56%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.89%
Non-Performing Loans to Loans 0.25%
Balance Sheet Peoples Bank
Paris, TX
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Total Assets 185.38M
Total Deposits 168.37M
Capital and Reserves Peoples Bank
Paris, TX
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Capital 15.32M
Leverage Ratio 9.56
Loan Loss Reserves to Loans 0.83%
Risk-Based Capital Ratio --
Liquidity Peoples Bank
Paris, TX
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Hot Money Ratio 28.42%
Liquidity Ratio 18.80%
Profitability Peoples Bank
Paris, TX
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5-Year Return on Average Assets 1.34%
Net Income 1.67M
Net Interest Spread 3.93%
Operating Profit to Average Assets 1.80%
Overhead Efficiency Ratio 58.57%
Return on Assets 1.80%
Return on Equity 22.19%