| Weiss Ratings |
Peoples Bank
Paris, TX |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 4.30 | |||
| Company Info |
Peoples Bank
Paris, TX |
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| FDIC Number | 27398 | |||
| Phone Number | (903) 783-3800 | |||
| Website | www.pbparis.com | |||
| Asset Quality |
Peoples Bank
Paris, TX |
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| 1-Year Asset Growth | 2.24% | |||
| 5-Year Asset Growth | 1.80% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 2.45% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
Peoples Bank
Paris, TX |
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| Total Assets | 172.08M | |||
| Total Deposits | 148.96M | |||
| Capital and Reserves |
Peoples Bank
Paris, TX |
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| Capital | 13.99M | |||
| Leverage Ratio | 9.87 | |||
| Loan Loss Reserves to Loans | 0.83% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Peoples Bank
Paris, TX |
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| Hot Money Ratio | 25.38% | |||
| Liquidity Ratio | 17.54% | |||
| Profitability |
Peoples Bank
Paris, TX |
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| 5-Year Return on Average Assets | 1.32% | |||
| Net Income | 1.39M | |||
| Net Interest Spread | 3.73% | |||
| Operating Profit to Average Assets | 1.59% | |||
| Overhead Efficiency Ratio | 63.36% | |||
| Return on Assets | 1.59% | |||
| Return on Equity | 20.60% | |||