| Weiss Ratings |
Peoples Bank
Paris, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 6.90 | |||
| Stability Index | 3.70 | |||
| Company Info |
Peoples Bank
Paris, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 27398 | |||
| Phone Number | (903) 783-3800 | |||
| Website | www.pbparis.com | |||
| Asset Quality |
Peoples Bank
Paris, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.94% | |||
| 5-Year Asset Growth | 2.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 2.21% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
Peoples Bank
Paris, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 177.27M | |||
| Total Deposits | 161.09M | |||
| Capital and Reserves |
Peoples Bank
Paris, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 14.99M | |||
| Leverage Ratio | 9.72 | |||
| Loan Loss Reserves to Loans | 0.82% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Peoples Bank
Paris, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 26.28% | |||
| Liquidity Ratio | 16.27% | |||
| Profitability |
Peoples Bank
Paris, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.32% | |||
| Net Income | 2.99M | |||
| Net Interest Spread | 3.83% | |||
| Operating Profit to Average Assets | 1.69% | |||
| Overhead Efficiency Ratio | 61.47% | |||
| Return on Assets | 1.69% | |||
| Return on Equity | 21.39% | |||