| Weiss Ratings |
Shoreham Bank
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
Shoreham Bank
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 27417 | |||
| Phone Number | (401) 773-2885 | |||
| Website | www.shoreham.bank | |||
| Asset Quality |
Shoreham Bank
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 12.90% | |||
| 5-Year Asset Growth | 8.04% | |||
| 5-Year Charge-Offs to Average Loans | 0.40% | |||
| Charge-Offs to Average Loans | 0.34% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 5.56% | |||
| Non-Performing Loans to Loans | 0.83% | |||
| Balance Sheet |
Shoreham Bank
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 494.09M | |||
| Total Deposits | 432.23M | |||
| Capital and Reserves |
Shoreham Bank
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 54.11M | |||
| Leverage Ratio | 11.14 | |||
| Loan Loss Reserves to Loans | 2.23% | |||
| Risk-Based Capital Ratio | 14.26 | |||
| Liquidity |
Shoreham Bank
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 28.52% | |||
| Liquidity Ratio | 9.72% | |||
| Profitability |
Shoreham Bank
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 2.22% | |||
| Net Income | 1.54M | |||
| Net Interest Spread | 4.74% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 70.83% | |||
| Return on Assets | 1.26% | |||
| Return on Equity | 11.48% | |||