| Weiss Ratings |
Shoreham Bank
Warwick, RI |
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| Rating | ||||
| Asset Quality Index | 3.60 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 8.60 | |||
| Company Info |
Shoreham Bank
Warwick, RI |
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| FDIC Number | 27417 | |||
| Phone Number | (401) 773-2885 | |||
| Website | www.shoreham.bank | |||
| Asset Quality |
Shoreham Bank
Warwick, RI |
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| 1-Year Asset Growth | 0.52% | |||
| 5-Year Asset Growth | 8.04% | |||
| 5-Year Charge-Offs to Average Loans | 0.40% | |||
| Charge-Offs to Average Loans | 0.49% | |||
| Non-Performing Assets to Assets | 0.99% | |||
| Non-Performing Loans to Capital | 7.13% | |||
| Non-Performing Loans to Loans | 1.15% | |||
| Balance Sheet |
Shoreham Bank
Warwick, RI |
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| Total Assets | 498.81M | |||
| Total Deposits | 429.25M | |||
| Capital and Reserves |
Shoreham Bank
Warwick, RI |
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| Capital | 54.48M | |||
| Leverage Ratio | 10.78 | |||
| Loan Loss Reserves to Loans | 2.36% | |||
| Risk-Based Capital Ratio | 14.10 | |||
| Liquidity |
Shoreham Bank
Warwick, RI |
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| Hot Money Ratio | 31.36% | |||
| Liquidity Ratio | 10.54% | |||
| Profitability |
Shoreham Bank
Warwick, RI |
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| 5-Year Return on Average Assets | 2.22% | |||
| Net Income | 3.74M | |||
| Net Interest Spread | 4.71% | |||
| Operating Profit to Average Assets | 1.00% | |||
| Overhead Efficiency Ratio | 74.07% | |||
| Return on Assets | 1.00% | |||
| Return on Equity | 9.20% | |||