| Weiss Ratings |
Shoreham Bank
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 3.40 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 8.70 | |||
| Company Info |
Shoreham Bank
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 27417 | |||
| Phone Number | (401) 773-2885 | |||
| Website | www.shoreham.bank | |||
| Asset Quality |
Shoreham Bank
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.38% | |||
| 5-Year Asset Growth | 5.52% | |||
| 5-Year Charge-Offs to Average Loans | 0.41% | |||
| Charge-Offs to Average Loans | 0.90% | |||
| Non-Performing Assets to Assets | 1.06% | |||
| Non-Performing Loans to Capital | 8.33% | |||
| Non-Performing Loans to Loans | 1.21% | |||
| Balance Sheet |
Shoreham Bank
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 534.75M | |||
| Total Deposits | 420.47M | |||
| Capital and Reserves |
Shoreham Bank
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 55.30M | |||
| Leverage Ratio | 10.65 | |||
| Loan Loss Reserves to Loans | 2.11% | |||
| Risk-Based Capital Ratio | 13.99 | |||
| Liquidity |
Shoreham Bank
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 25.84% | |||
| Liquidity Ratio | 9.25% | |||
| Profitability |
Shoreham Bank
Warwick, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 2.06% | |||
| Net Income | 1.62M | |||
| Net Interest Spread | 4.26% | |||
| Operating Profit to Average Assets | 0.64% | |||
| Overhead Efficiency Ratio | 76.56% | |||
| Return on Assets | 0.64% | |||
| Return on Equity | 5.89% | |||