B
American Express National Bank
SandyUT
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings American Express National Bank
Sandy, UT
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 2.30
Capitalization Index 7.90
Liquidity Index 2.00
Profitability Index 10.00
Stability Index 10.00
Company Info American Express National Bank
Sandy, UT
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 27471
Phone Number (801) 945-5000
Website www.americanexpress.com
Asset Quality American Express National Bank
Sandy, UT
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 7.01%
5-Year Asset Growth 11.67%
5-Year Charge-Offs to Average Loans 1.83%
Charge-Offs to Average Loans 2.55%
Non-Performing Assets to Assets 1.74%
Non-Performing Loans to Capital 10.51%
Non-Performing Loans to Loans 2.11%
Balance Sheet American Express National Bank
Sandy, UT
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 193.06B
Total Deposits 149.99B
Capital and Reserves American Express National Bank
Sandy, UT
Click to
Compare
Click to
Compare
Click to
Compare
Capital 18.55B
Leverage Ratio 9.58
Loan Loss Reserves to Loans 3.50%
Risk-Based Capital Ratio 13.17
Liquidity American Express National Bank
Sandy, UT
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 1.94%
Liquidity Ratio 20.16%
Profitability American Express National Bank
Sandy, UT
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 4.49%
Net Income 6.94B
Net Interest Spread 7.73%
Operating Profit to Average Assets 4.78%
Overhead Efficiency Ratio 68.53%
Return on Assets 3.62%
Return on Equity 40.30%