B
American Express National Bank
SandyUT
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings American Express National Bank
Sandy, UT
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Rating B
Asset Quality Index 2.30
Capitalization Index 7.00
Liquidity Index 2.50
Profitability Index 10.00
Stability Index 9.90
Company Info American Express National Bank
Sandy, UT
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FDIC Number 27471
Phone Number (801) 945-5000
Website www.americanexpress.com
Asset Quality American Express National Bank
Sandy, UT
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1-Year Asset Growth 9.43%
5-Year Asset Growth 11.83%
5-Year Charge-Offs to Average Loans 1.82%
Charge-Offs to Average Loans 2.53%
Non-Performing Assets to Assets 1.64%
Non-Performing Loans to Capital 10.51%
Non-Performing Loans to Loans 2.03%
Balance Sheet American Express National Bank
Sandy, UT
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Total Assets 211.28B
Total Deposits 167.79B
Capital and Reserves American Express National Bank
Sandy, UT
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Capital 19.01B
Leverage Ratio 8.96
Loan Loss Reserves to Loans 3.42%
Risk-Based Capital Ratio 13.08
Liquidity American Express National Bank
Sandy, UT
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Hot Money Ratio 2.47%
Liquidity Ratio 21.45%
Profitability American Express National Bank
Sandy, UT
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5-Year Return on Average Assets 4.24%
Net Income 8.01B
Net Interest Spread 7.98%
Operating Profit to Average Assets 5.03%
Overhead Efficiency Ratio 68.58%
Return on Assets 3.83%
Return on Equity 43.13%