Bank of the Lowcountry
| Weiss Ratings |
Bank of the Lowcountry
Walterboro, SC |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 3.80 | |||
| Company Info |
Bank of the Lowcountry
Walterboro, SC |
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| FDIC Number | 27496 | |||
| Phone Number | (843) 549-2265 | |||
| Website | www.banklowcountry.com/ | |||
| Asset Quality |
Bank of the Lowcountry
Walterboro, SC |
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| 1-Year Asset Growth | 16.61% | |||
| 5-Year Asset Growth | 12.28% | |||
| 5-Year Charge-Offs to Average Loans | -0.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 1.19% | |||
| Non-Performing Loans to Loans | 0.15% | |||
| Balance Sheet |
Bank of the Lowcountry
Walterboro, SC |
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| Total Assets | 430.23M | |||
| Total Deposits | 364.98M | |||
| Capital and Reserves |
Bank of the Lowcountry
Walterboro, SC |
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| Capital | 32.66M | |||
| Leverage Ratio | 9.25 | |||
| Loan Loss Reserves to Loans | 0.93% | |||
| Risk-Based Capital Ratio | 12.66 | |||
| Liquidity |
Bank of the Lowcountry
Walterboro, SC |
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| Hot Money Ratio | 10.31% | |||
| Liquidity Ratio | 12.64% | |||
| Profitability |
Bank of the Lowcountry
Walterboro, SC |
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| 5-Year Return on Average Assets | 0.60% | |||
| Net Income | 1.59M | |||
| Net Interest Spread | 3.92% | |||
| Operating Profit to Average Assets | 0.93% | |||
| Overhead Efficiency Ratio | 74.95% | |||
| Return on Assets | 0.74% | |||
| Return on Equity | 10.55% | |||