Comenity Bank
| Weiss Ratings |
Comenity Bank
Wilmington, DE |
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| Rating | ||||
| Asset Quality Index | 1.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 9.50 | |||
| Company Info |
Comenity Bank
Wilmington, DE |
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| FDIC Number | 27499 | |||
| Phone Number | (302) 529-6140 | |||
| Website | www.breadfinancial.com | |||
| Asset Quality |
Comenity Bank
Wilmington, DE |
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| 1-Year Asset Growth | -5.38% | |||
| 5-Year Asset Growth | -8.40% | |||
| 5-Year Charge-Offs to Average Loans | 6.29% | |||
| Charge-Offs to Average Loans | 7.27% | |||
| Non-Performing Assets to Assets | 1.70% | |||
| Non-Performing Loans to Capital | 15.85% | |||
| Non-Performing Loans to Loans | 1.99% | |||
| Balance Sheet |
Comenity Bank
Wilmington, DE |
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| Total Assets | 7.66B | |||
| Total Deposits | 3.22B | |||
| Capital and Reserves |
Comenity Bank
Wilmington, DE |
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| Capital | 1.17B | |||
| Leverage Ratio | 14.82 | |||
| Loan Loss Reserves to Loans | 12.30% | |||
| Risk-Based Capital Ratio | 18.37 | |||
| Liquidity |
Comenity Bank
Wilmington, DE |
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| Hot Money Ratio | 40.19% | |||
| Liquidity Ratio | 19.61% | |||
| Profitability |
Comenity Bank
Wilmington, DE |
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| 5-Year Return on Average Assets | 4.63% | |||
| Net Income | 101.84M | |||
| Net Interest Spread | 19.01% | |||
| Operating Profit to Average Assets | 6.98% | |||
| Overhead Efficiency Ratio | 46.83% | |||
| Return on Assets | 5.14% | |||
| Return on Equity | 35.77% | |||