Comenity Bank
| Weiss Ratings |
Comenity Bank
Wilmington, DE |
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| Rating | ||||
| Asset Quality Index | 1.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 9.80 | |||
| Company Info |
Comenity Bank
Wilmington, DE |
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| FDIC Number | 27499 | |||
| Phone Number | (302) 529-6140 | |||
| Website | www.breadfinancial.com | |||
| Asset Quality |
Comenity Bank
Wilmington, DE |
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| 1-Year Asset Growth | -2.83% | |||
| 5-Year Asset Growth | -8.40% | |||
| 5-Year Charge-Offs to Average Loans | 6.29% | |||
| Charge-Offs to Average Loans | 6.98% | |||
| Non-Performing Assets to Assets | 1.70% | |||
| Non-Performing Loans to Capital | 16.84% | |||
| Non-Performing Loans to Loans | 1.96% | |||
| Balance Sheet |
Comenity Bank
Wilmington, DE |
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| Total Assets | 7.31B | |||
| Total Deposits | 3.62B | |||
| Capital and Reserves |
Comenity Bank
Wilmington, DE |
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| Capital | 1.01B | |||
| Leverage Ratio | 13.48 | |||
| Loan Loss Reserves to Loans | 12.00% | |||
| Risk-Based Capital Ratio | 16.76 | |||
| Liquidity |
Comenity Bank
Wilmington, DE |
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| Hot Money Ratio | 48.20% | |||
| Liquidity Ratio | 17.62% | |||
| Profitability |
Comenity Bank
Wilmington, DE |
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| 5-Year Return on Average Assets | 4.63% | |||
| Net Income | 313.95M | |||
| Net Interest Spread | 19.13% | |||
| Operating Profit to Average Assets | 6.43% | |||
| Overhead Efficiency Ratio | 48.92% | |||
| Return on Assets | 5.44% | |||
| Return on Equity | 38.22% | |||