Comenity Bank
| Weiss Ratings |
Comenity Bank
Wilmington, DE |
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| Rating | ||||
| Asset Quality Index | 1.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 9.50 | |||
| Company Info |
Comenity Bank
Wilmington, DE |
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| FDIC Number | 27499 | |||
| Phone Number | (302) 529-6140 | |||
| Website | www.breadfinancial.com | |||
| Asset Quality |
Comenity Bank
Wilmington, DE |
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| 1-Year Asset Growth | -6.75% | |||
| 5-Year Asset Growth | -8.40% | |||
| 5-Year Charge-Offs to Average Loans | 6.02% | |||
| Charge-Offs to Average Loans | 7.45% | |||
| Non-Performing Assets to Assets | 1.58% | |||
| Non-Performing Loans to Capital | 16.42% | |||
| Non-Performing Loans to Loans | 1.83% | |||
| Balance Sheet |
Comenity Bank
Wilmington, DE |
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| Total Assets | 8.09B | |||
| Total Deposits | 3.26B | |||
| Capital and Reserves |
Comenity Bank
Wilmington, DE |
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| Capital | 1.11B | |||
| Leverage Ratio | 15.26 | |||
| Loan Loss Reserves to Loans | 12.08% | |||
| Risk-Based Capital Ratio | 17.89 | |||
| Liquidity |
Comenity Bank
Wilmington, DE |
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| Hot Money Ratio | 40.91% | |||
| Liquidity Ratio | 18.33% | |||
| Profitability |
Comenity Bank
Wilmington, DE |
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| 5-Year Return on Average Assets | 4.37% | |||
| Net Income | 368.17M | |||
| Net Interest Spread | 19.06% | |||
| Operating Profit to Average Assets | 6.17% | |||
| Overhead Efficiency Ratio | 45.48% | |||
| Return on Assets | 4.62% | |||
| Return on Equity | 30.50% | |||