B
Metro Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Metro Bank
Pell City, AL
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 6.30
Capitalization Index 10.00
Liquidity Index 2.00
Profitability Index 7.70
Stability Index 5.00
Company Info Metro Bank
Pell City, AL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 27510
Phone Number (205) 884-2265
Website www.metrobankpc.com
Asset Quality Metro Bank
Pell City, AL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.84%
5-Year Asset Growth 6.87%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.80%
Non-Performing Loans to Capital 3.85%
Non-Performing Loans to Loans 1.17%
Balance Sheet Metro Bank
Pell City, AL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.18B
Total Deposits 1.01B
Capital and Reserves Metro Bank
Pell City, AL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 170.43M
Leverage Ratio 14.68
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio --
Liquidity Metro Bank
Pell City, AL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 30.43%
Liquidity Ratio 33.22%
Profitability Metro Bank
Pell City, AL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.48%
Net Income 8.37M
Net Interest Spread 3.53%
Operating Profit to Average Assets 1.84%
Overhead Efficiency Ratio 50.98%
Return on Assets 1.41%
Return on Equity 10.09%