B
Metro Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Metro Bank
Pell City, AL
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Rating B
Asset Quality Index 6.40
Capitalization Index 10.00
Liquidity Index 2.10
Profitability Index 8.40
Stability Index 5.70
Company Info Metro Bank
Pell City, AL
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FDIC Number 27510
Phone Number (205) 884-2265
Website www.metrobankpc.com
Asset Quality Metro Bank
Pell City, AL
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1-Year Asset Growth 4.48%
5-Year Asset Growth 6.87%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 4.74%
Non-Performing Loans to Loans 1.04%
Balance Sheet Metro Bank
Pell City, AL
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Total Assets 1.18B
Total Deposits 1.01B
Capital and Reserves Metro Bank
Pell City, AL
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Capital 162.04M
Leverage Ratio 14.40
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio --
Liquidity Metro Bank
Pell City, AL
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Hot Money Ratio 29.49%
Liquidity Ratio 34.11%
Profitability Metro Bank
Pell City, AL
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5-Year Return on Average Assets 1.44%
Net Income 18.04M
Net Interest Spread 3.69%
Operating Profit to Average Assets 2.05%
Overhead Efficiency Ratio 47.68%
Return on Assets 1.58%
Return on Equity 11.52%