B
The Farmers National Bank of Lebanon
LebanonKY
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Farmers National Bank of Lebanon
Lebanon, KY
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 5.30
Stability Index 6.30
Company Info The Farmers National Bank of Lebanon
Lebanon, KY
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 2754
Phone Number (270) 692-3177
Website www.farmersnational.bank
Asset Quality The Farmers National Bank of Lebanon
Lebanon, KY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.86%
5-Year Asset Growth 6.45%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.23%
Non-Performing Loans to Loans 0.04%
Balance Sheet The Farmers National Bank of Lebanon
Lebanon, KY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 143.75M
Total Deposits 127.82M
Capital and Reserves The Farmers National Bank of Lebanon
Lebanon, KY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 14.94M
Leverage Ratio 11.55
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio --
Liquidity The Farmers National Bank of Lebanon
Lebanon, KY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 28.80%
Liquidity Ratio 29.03%
Profitability The Farmers National Bank of Lebanon
Lebanon, KY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.78%
Net Income 1.19M
Net Interest Spread 3.69%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 65.02%
Return on Assets 1.11%
Return on Equity 11.60%