C
North Alabama Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings North Alabama Bank
Hazel Green, AL
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Rating C
Asset Quality Index 7.90
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 8.60
Stability Index 3.70
Company Info North Alabama Bank
Hazel Green, AL
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FDIC Number 27560
Phone Number (256) 828-9500
Website www.northalabamabank.com
Asset Quality North Alabama Bank
Hazel Green, AL
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1-Year Asset Growth -0.06%
5-Year Asset Growth 6.31%
5-Year Charge-Offs to Average Loans -0.03%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.92%
Non-Performing Loans to Loans 0.15%
Balance Sheet North Alabama Bank
Hazel Green, AL
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Total Assets 178.61M
Total Deposits 156.02M
Capital and Reserves North Alabama Bank
Hazel Green, AL
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Capital 20.41M
Leverage Ratio 11.73
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio --
Liquidity North Alabama Bank
Hazel Green, AL
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Hot Money Ratio 29.52%
Liquidity Ratio 12.87%
Profitability North Alabama Bank
Hazel Green, AL
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5-Year Return on Average Assets 1.30%
Net Income 1.35M
Net Interest Spread 5.52%
Operating Profit to Average Assets 2.05%
Overhead Efficiency Ratio 63.26%
Return on Assets 1.53%
Return on Equity 13.67%