C
North Alabama Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
10.79
Return On
Assets
1.60%
Total
Assets
174.95M
Capital
19.13M
Total
Deposits
152.39M
Net
Income
2.87M
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Weiss Ratings North Alabama Bank
Hazel Green, AL 		Click to
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Rating C
Asset Quality Index 6.90
Capitalization Index 9.70
Liquidity Index 0.60
Profitability Index 8.70
Stability Index 4.30
Company Info North Alabama Bank
Hazel Green, AL 		Click to
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FDIC Number 27560
Phone Number (256) 828-9500
Website www.northalabamabank.com
Asset Quality North Alabama Bank
Hazel Green, AL 		Click to
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1-Year Asset Growth -1.56%
5-Year Asset Growth 6.31%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 3.62%
Non-Performing Loans to Loans 0.55%
Balance Sheet North Alabama Bank
Hazel Green, AL 		Click to
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Total Assets 174.95M
Total Deposits 152.39M
Capital and Reserves North Alabama Bank
Hazel Green, AL 		Click to
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Capital 19.13M
Leverage Ratio 10.79
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio --
Liquidity North Alabama Bank
Hazel Green, AL 		Click to
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Hot Money Ratio 29.13%
Liquidity Ratio 12.02%
Profitability North Alabama Bank
Hazel Green, AL 		Click to
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5-Year Return on Average Assets 1.22%
Net Income 2.87M
Net Interest Spread 5.36%
Operating Profit to Average Assets 2.13%
Overhead Efficiency Ratio 60.37%
Return on Assets 1.60%
Return on Equity 15.88%