C
North Alabama Bank
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings North Alabama Bank
Hazel Green, AL
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Rating C
Asset Quality Index 8.00
Capitalization Index 8.40
Liquidity Index 0.60
Profitability Index 7.50
Stability Index 3.70
Company Info North Alabama Bank
Hazel Green, AL
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FDIC Number 27560
Phone Number (256) 828-9500
Website www.northalabamabank.com
Asset Quality North Alabama Bank
Hazel Green, AL
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1-Year Asset Growth 2.60%
5-Year Asset Growth 10.11%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.56%
Non-Performing Loans to Loans 0.21%
Balance Sheet North Alabama Bank
Hazel Green, AL
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Total Assets 177.73M
Total Deposits 155.87M
Capital and Reserves North Alabama Bank
Hazel Green, AL
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Capital 17.15M
Leverage Ratio 9.94
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio --
Liquidity North Alabama Bank
Hazel Green, AL
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Hot Money Ratio 28.73%
Liquidity Ratio 11.77%
Profitability North Alabama Bank
Hazel Green, AL
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5-Year Return on Average Assets 1.16%
Net Income 2.44M
Net Interest Spread 5.04%
Operating Profit to Average Assets 1.86%
Overhead Efficiency Ratio 62.85%
Return on Assets 1.39%
Return on Equity 14.80%