C
North Alabama Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings North Alabama Bank
Hazel Green, AL
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Rating C
Asset Quality Index 8.10
Capitalization Index 8.80
Liquidity Index 0.50
Profitability Index 8.00
Stability Index 3.70
Company Info North Alabama Bank
Hazel Green, AL
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FDIC Number 27560
Phone Number (256) 828-9500
Website www.northalabamabank.com
Asset Quality North Alabama Bank
Hazel Green, AL
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1-Year Asset Growth 2.13%
5-Year Asset Growth 10.11%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 1.00%
Non-Performing Loans to Loans 0.14%
Balance Sheet North Alabama Bank
Hazel Green, AL
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Total Assets 178.71M
Total Deposits 155.34M
Capital and Reserves North Alabama Bank
Hazel Green, AL
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Capital 18.04M
Leverage Ratio 10.22
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio --
Liquidity North Alabama Bank
Hazel Green, AL
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Hot Money Ratio 29.21%
Liquidity Ratio 11.19%
Profitability North Alabama Bank
Hazel Green, AL
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5-Year Return on Average Assets 1.22%
Net Income 1.34M
Net Interest Spread 5.18%
Operating Profit to Average Assets 1.98%
Overhead Efficiency Ratio 62.21%
Return on Assets 1.49%
Return on Equity 15.27%