B
FNB Bank, Inc.
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings FNB Bank, Inc.
Mayfield, KY
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Rating B
Asset Quality Index 5.80
Capitalization Index 6.50
Liquidity Index 2.70
Profitability Index 5.40
Stability Index 7.00
Company Info FNB Bank, Inc.
Mayfield, KY
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FDIC Number 2759
Phone Number (270) 247-1758
Website www.growwithfnb.com
Asset Quality FNB Bank, Inc.
Mayfield, KY
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1-Year Asset Growth 6.72%
5-Year Asset Growth 6.94%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.47%
Non-Performing Loans to Capital 4.70%
Non-Performing Loans to Loans 0.62%
Balance Sheet FNB Bank, Inc.
Mayfield, KY
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Total Assets 769.97M
Total Deposits 706.37M
Capital and Reserves FNB Bank, Inc.
Mayfield, KY
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Capital 59.82M
Leverage Ratio 8.48
Loan Loss Reserves to Loans 1.72%
Risk-Based Capital Ratio 13.43
Liquidity FNB Bank, Inc.
Mayfield, KY
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Hot Money Ratio 13.36%
Liquidity Ratio 19.95%
Profitability FNB Bank, Inc.
Mayfield, KY
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5-Year Return on Average Assets 1.08%
Net Income 4.70M
Net Interest Spread 3.48%
Operating Profit to Average Assets 1.61%
Overhead Efficiency Ratio 59.78%
Return on Assets 1.22%
Return on Equity 15.76%