B
FNB Bank, Inc.
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings FNB Bank, Inc.
Mayfield, KY
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Rating B
Asset Quality Index 5.80
Capitalization Index 6.60
Liquidity Index 2.60
Profitability Index 4.70
Stability Index 6.40
Company Info FNB Bank, Inc.
Mayfield, KY
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FDIC Number 2759
Phone Number (270) 247-1758
Website www.growwithfnb.com
Asset Quality FNB Bank, Inc.
Mayfield, KY
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1-Year Asset Growth 8.76%
5-Year Asset Growth 6.94%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 3.12%
Non-Performing Loans to Loans 0.68%
Balance Sheet FNB Bank, Inc.
Mayfield, KY
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Total Assets 750.43M
Total Deposits 687.23M
Capital and Reserves FNB Bank, Inc.
Mayfield, KY
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Capital 59.68M
Leverage Ratio 8.60
Loan Loss Reserves to Loans 1.72%
Risk-Based Capital Ratio 13.15
Liquidity FNB Bank, Inc.
Mayfield, KY
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Hot Money Ratio 14.82%
Liquidity Ratio 18.07%
Profitability FNB Bank, Inc.
Mayfield, KY
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5-Year Return on Average Assets 1.00%
Net Income 6.97M
Net Interest Spread 3.41%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 65.44%
Return on Assets 0.96%
Return on Equity 12.63%