Piedmont Federal Savings Bank

Winston-Salem, NC

Rating Date

August 2026

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Piedmont Federal Savings Bank Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.00
Capitalization Index	10.00
Liquidity Index	3.00
Profitability Index	1.50
Stability Index	8.60

Company Info	Piedmont Federal Savings Bank Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
FDIC Number	27619
Phone Number	(336) 770-1000
Website	www.piedmontfederal.bank

Asset Quality	Piedmont Federal Savings Bank Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	2.57%
5-Year Asset Growth	8.23%
5-Year Charge-Offs to Average Loans	0.00%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.11%
Non-Performing Loans to Capital	0.57%
Non-Performing Loans to Loans	0.16%

Balance Sheet	Piedmont Federal Savings Bank Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.32B
Total Deposits	973.73M

Capital and Reserves	Piedmont Federal Savings Bank Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Capital	240.54M
Leverage Ratio	18.60
Loan Loss Reserves to Loans	0.76%
Risk-Based Capital Ratio	--

Liquidity	Piedmont Federal Savings Bank Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	35.77%
Liquidity Ratio	23.84%

Profitability	Piedmont Federal Savings Bank Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.08%
Net Income	1.35M
Net Interest Spread	2.36%
Operating Profit to Average Assets	0.22%
Overhead Efficiency Ratio	89.31%
Return on Assets	0.20%
Return on Equity	1.12%