Piedmont Federal Savings Bank

Winston-Salem, NC

Rating Date

April 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Piedmont Federal Savings Bank Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.30
Capitalization Index	10.00
Liquidity Index	3.80
Profitability Index	0.70
Stability Index	8.70

Company Info	Piedmont Federal Savings Bank Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
FDIC Number	27619
Phone Number	(336) 770-1000
Website	www.piedmontfederal.bank

Asset Quality	Piedmont Federal Savings Bank Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	9.34%
5-Year Asset Growth	9.42%
5-Year Charge-Offs to Average Loans	0.00%
Charge-Offs to Average Loans	0.02%
Non-Performing Assets to Assets	0.08%
Non-Performing Loans to Capital	0.39%
Non-Performing Loans to Loans	0.12%

Balance Sheet	Piedmont Federal Savings Bank Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.28B
Total Deposits	936.47M

Capital and Reserves	Piedmont Federal Savings Bank Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Capital	230.17M
Leverage Ratio	19.06
Loan Loss Reserves to Loans	0.77%
Risk-Based Capital Ratio	--

Liquidity	Piedmont Federal Savings Bank Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	38.55%
Liquidity Ratio	30.72%

Profitability	Piedmont Federal Savings Bank Winston-Salem, NC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.16%
Net Income	-2.07M
Net Interest Spread	1.82%
Operating Profit to Average Assets	-0.22%
Overhead Efficiency Ratio	105.56%
Return on Assets	-0.16%
Return on Equity	-0.92%