B
The First National Bank of Russell Springs
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
10.08
Return On
Assets
0.96%
Total
Assets
432.98M
Capital
36.25M
Total
Deposits
394.15M
Net
Income
1.03M
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Weiss Ratings The First National Bank of Russell Springs
Russell Springs, KY 		Click to
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Rating B
Asset Quality Index 8.80
Capitalization Index 8.60
Liquidity Index 2.70
Profitability Index 5.30
Stability Index 6.30
Company Info The First National Bank of Russell Springs
Russell Springs, KY 		Click to
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FDIC Number 2767
Phone Number (270) 866-4343
Website www.fnbrs.com/
Asset Quality The First National Bank of Russell Springs
Russell Springs, KY 		Click to
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1-Year Asset Growth 23.55%
5-Year Asset Growth 14.62%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.06%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 0.24%
Non-Performing Loans to Loans 0.19%
Balance Sheet The First National Bank of Russell Springs
Russell Springs, KY 		Click to
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Total Assets 432.98M
Total Deposits 394.15M
Capital and Reserves The First National Bank of Russell Springs
Russell Springs, KY 		Click to
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Capital 36.25M
Leverage Ratio 10.08
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Russell Springs
Russell Springs, KY 		Click to
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Hot Money Ratio 30.82%
Liquidity Ratio 21.89%
Profitability The First National Bank of Russell Springs
Russell Springs, KY 		Click to
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5-Year Return on Average Assets 1.23%
Net Income 1.03M
Net Interest Spread 2.88%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 57.16%
Return on Assets 0.96%
Return on Equity 11.64%