B
The First National Bank of Russell Springs
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
10.52
Return On
Assets
1.45%
Total
Assets
475.18M
Capital
42.96M
Total
Deposits
409.02M
Net
Income
3.41M
My Lists My Alerts
Weiss Ratings The First National Bank of Russell Springs
Russell Springs, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 8.40
Capitalization Index 9.30
Liquidity Index 1.70
Profitability Index 7.10
Stability Index 5.70
Company Info The First National Bank of Russell Springs
Russell Springs, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 2767
Phone Number (270) 866-4343
Website www.fnbrs.com/
Asset Quality The First National Bank of Russell Springs
Russell Springs, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 13.95%
5-Year Asset Growth 15.02%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.73%
Non-Performing Loans to Loans 0.11%
Balance Sheet The First National Bank of Russell Springs
Russell Springs, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 475.18M
Total Deposits 409.02M
Capital and Reserves The First National Bank of Russell Springs
Russell Springs, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 42.96M
Leverage Ratio 10.52
Loan Loss Reserves to Loans 0.96%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Russell Springs
Russell Springs, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 30.76%
Liquidity Ratio 11.31%
Profitability The First National Bank of Russell Springs
Russell Springs, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.29%
Net Income 3.41M
Net Interest Spread 3.54%
Operating Profit to Average Assets 1.92%
Overhead Efficiency Ratio 46.68%
Return on Assets 1.45%
Return on Equity 16.40%