B
The First National Bank of Russell Springs
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
10.18
Return On
Assets
1.23%
Total
Assets
465.07M
Capital
40.73M
Total
Deposits
421.54M
Net
Income
5.34M
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Weiss Ratings The First National Bank of Russell Springs
Russell Springs, KY 		Click to
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Rating B
Asset Quality Index 8.40
Capitalization Index 8.80
Liquidity Index 2.00
Profitability Index 6.00
Stability Index 5.70
Company Info The First National Bank of Russell Springs
Russell Springs, KY 		Click to
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FDIC Number 2767
Phone Number (270) 866-4343
Website www.fnbrs.com/
Asset Quality The First National Bank of Russell Springs
Russell Springs, KY 		Click to
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1-Year Asset Growth 14.65%
5-Year Asset Growth 15.02%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.54%
Non-Performing Loans to Loans 0.24%
Balance Sheet The First National Bank of Russell Springs
Russell Springs, KY 		Click to
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Total Assets 465.07M
Total Deposits 421.54M
Capital and Reserves The First National Bank of Russell Springs
Russell Springs, KY 		Click to
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Capital 40.73M
Leverage Ratio 10.18
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Russell Springs
Russell Springs, KY 		Click to
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Hot Money Ratio 33.07%
Liquidity Ratio 17.19%
Profitability The First National Bank of Russell Springs
Russell Springs, KY 		Click to
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5-Year Return on Average Assets 1.23%
Net Income 5.34M
Net Interest Spread 3.38%
Operating Profit to Average Assets 1.62%
Overhead Efficiency Ratio 50.34%
Return on Assets 1.23%
Return on Equity 14.20%