B
HomeTrust Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings HomeTrust Bank
Asheville, NC
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Rating B
Asset Quality Index 5.90
Capitalization Index 10.00
Liquidity Index 2.00
Profitability Index 6.30
Stability Index 5.00
Company Info HomeTrust Bank
Asheville, NC
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FDIC Number 27677
Phone Number (828) 259-3939
Website htb.com
Asset Quality HomeTrust Bank
Asheville, NC
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1-Year Asset Growth -2.70%
5-Year Asset Growth 6.50%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.75%
Non-Performing Loans to Capital 5.42%
Non-Performing Loans to Loans 0.90%
Balance Sheet HomeTrust Bank
Asheville, NC
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Total Assets 4.56B
Total Deposits 3.74B
Capital and Reserves HomeTrust Bank
Asheville, NC
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Capital 564.50M
Leverage Ratio 11.97
Loan Loss Reserves to Loans 1.18%
Risk-Based Capital Ratio 14.18
Liquidity HomeTrust Bank
Asheville, NC
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Hot Money Ratio 9.97%
Liquidity Ratio 11.24%
Profitability HomeTrust Bank
Asheville, NC
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5-Year Return on Average Assets 0.95%
Net Income 14.83M
Net Interest Spread 4.17%
Operating Profit to Average Assets 1.70%
Overhead Efficiency Ratio 60.23%
Return on Assets 1.34%
Return on Equity 10.61%