C
North Shore Trust and Savings
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings North Shore Trust and Savings
Waukegan, IL
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 1.10
Stability Index 7.10
Company Info North Shore Trust and Savings
Waukegan, IL
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FDIC Number 27683
Phone Number (847) 336-4430
Website www.northshoretrust.com
Asset Quality North Shore Trust and Savings
Waukegan, IL
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1-Year Asset Growth 3.81%
5-Year Asset Growth 3.69%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.43%
Non-Performing Loans to Loans 0.21%
Balance Sheet North Shore Trust and Savings
Waukegan, IL
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Total Assets 276.23M
Total Deposits 211.53M
Capital and Reserves North Shore Trust and Savings
Waukegan, IL
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Capital 58.10M
Leverage Ratio 23.20
Loan Loss Reserves to Loans 0.87%
Risk-Based Capital Ratio --
Liquidity North Shore Trust and Savings
Waukegan, IL
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Hot Money Ratio 26.40%
Liquidity Ratio 54.36%
Profitability North Shore Trust and Savings
Waukegan, IL
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5-Year Return on Average Assets -0.17%
Net Income 32.00K
Net Interest Spread 2.68%
Operating Profit to Average Assets 0.02%
Overhead Efficiency Ratio 98.88%
Return on Assets 0.02%
Return on Equity 0.11%