C
North Shore Trust and Savings
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings North Shore Trust and Savings
Waukegan, IL
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 1.70
Stability Index 7.10
Company Info North Shore Trust and Savings
Waukegan, IL
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FDIC Number 27683
Phone Number (847) 336-4430
Website www.northshoretrust.com
Asset Quality North Shore Trust and Savings
Waukegan, IL
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1-Year Asset Growth -4.35%
5-Year Asset Growth 2.03%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.07%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.42%
Non-Performing Loans to Loans 0.21%
Balance Sheet North Shore Trust and Savings
Waukegan, IL
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Total Assets 266.76M
Total Deposits 199.58M
Capital and Reserves North Shore Trust and Savings
Waukegan, IL
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Capital 60.61M
Leverage Ratio 24.32
Loan Loss Reserves to Loans 0.84%
Risk-Based Capital Ratio --
Liquidity North Shore Trust and Savings
Waukegan, IL
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Hot Money Ratio 26.14%
Liquidity Ratio 55.30%
Profitability North Shore Trust and Savings
Waukegan, IL
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5-Year Return on Average Assets -0.17%
Net Income 809.00K
Net Interest Spread 2.78%
Operating Profit to Average Assets 0.29%
Overhead Efficiency Ratio 93.56%
Return on Assets 0.29%
Return on Equity 1.39%