B
North Shore Trust and Savings
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings North Shore Trust and Savings
Waukegan, IL
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Rating B
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 3.30
Stability Index 7.30
Company Info North Shore Trust and Savings
Waukegan, IL
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FDIC Number 27683
Phone Number (847) 336-4430
Website www.northshoretrust.com
Asset Quality North Shore Trust and Savings
Waukegan, IL
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1-Year Asset Growth -2.16%
5-Year Asset Growth 2.03%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.89%
Non-Performing Loans to Capital 3.47%
Non-Performing Loans to Loans 1.87%
Balance Sheet North Shore Trust and Savings
Waukegan, IL
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Total Assets 270.26M
Total Deposits 201.28M
Capital and Reserves North Shore Trust and Savings
Waukegan, IL
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Capital 62.33M
Leverage Ratio 25.24
Loan Loss Reserves to Loans 0.85%
Risk-Based Capital Ratio --
Liquidity North Shore Trust and Savings
Waukegan, IL
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Hot Money Ratio 28.26%
Liquidity Ratio 59.10%
Profitability North Shore Trust and Savings
Waukegan, IL
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5-Year Return on Average Assets -0.12%
Net Income 1.22M
Net Interest Spread 2.77%
Operating Profit to Average Assets 0.90%
Overhead Efficiency Ratio 79.06%
Return on Assets 0.90%
Return on Equity 3.97%