C
North Shore Trust and Savings
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings North Shore Trust and Savings
Waukegan, IL
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 1.50
Stability Index 7.10
Company Info North Shore Trust and Savings
Waukegan, IL
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FDIC Number 27683
Phone Number (847) 336-4430
Website www.northshoretrust.com
Asset Quality North Shore Trust and Savings
Waukegan, IL
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1-Year Asset Growth 0.55%
5-Year Asset Growth 3.69%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.10%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.43%
Non-Performing Loans to Loans 0.21%
Balance Sheet North Shore Trust and Savings
Waukegan, IL
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Total Assets 269.92M
Total Deposits 203.67M
Capital and Reserves North Shore Trust and Savings
Waukegan, IL
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Capital 59.46M
Leverage Ratio 24.11
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio --
Liquidity North Shore Trust and Savings
Waukegan, IL
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Hot Money Ratio 27.87%
Liquidity Ratio 54.61%
Profitability North Shore Trust and Savings
Waukegan, IL
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5-Year Return on Average Assets -0.17%
Net Income 349.00K
Net Interest Spread 2.76%
Operating Profit to Average Assets 0.17%
Overhead Efficiency Ratio 95.51%
Return on Assets 0.17%
Return on Equity 0.81%