Security Bank, s.b.
Major Rating Factors:
Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 0.7 has resulted in Fair (3.3) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.0 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.2 on a scale of 0 to 10) based on a risk-based capital ratio of 17.4 and a capital leverage ratio of 8.2. A current level of 4.5 percent of nonperforming loans to core capital combined with 23.9 percent from a year earlier contributes to the Good asset quality (5.9).
Asset Mix:
Comm re (25%), cash (23%), securities (21%), home mtgs (15%), comm loans (4%), home eq lns (2%), consumer loans (2%), other (9%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
510 East Monroe Street
Springfield, IL 62701
Springfield, IL 62701
Phone Number
(217) 789-3500
Year Founded
1906
FDIC Number
Website
Largest Affiliates
No affiliate information available.