Security Bank, s.b.
Major Rating Factors:
Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.5 has resulted in Fair (3.4) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.1 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 21.5 and a capital leverage ratio of 11.1. A current level of 1.2 percent of nonperforming loans to core capital combined with 8.7 percent from a year earlier contributes to the Excellent asset quality (7.9).
Asset Mix:
Securities (30%), comm re (21%), cash (19%), home mtgs (13%), comm loans (5%), consumer loans (2%), home eq lns (1%), other (9%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
510 East Monroe Street
Springfield, IL 62701
Springfield, IL 62701
Phone Number
(217) 789-3500
Year Founded
1906
FDIC Number
Website
Largest Affiliates
No affiliate information available.