West View Savings Bank
Major Rating Factors:
Very Weak current capitalization (0.7 on a scale of 0 to 10) based on a risk-based capital ratio of 31.1 and a capital leverage ratio of 10.4. Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.5 has resulted in Weak (3.0) profitability.
Other Rating Factors:
Weak liquidity 1.9, driven by a liquidity ratio of 14.2 percent and a “hot money” ratio of 5.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.3 on a scale of 0 to 10).
Asset Mix:
Securities (55%), home mtgs (19%), cash (11%), comm re (1%), other (13%)
States with Branches:
PA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
WVS Financial Corp.
Investment Rating
Address
9001 Perry Highway
Pittsburgh, PA 15237
Pittsburgh, PA 15237
Phone Number
(412) 364-1911
Year Founded
1908
FDIC Number
Website
Largest Affiliates
No affiliate information available.