B
MidSouth Bank
DothanAL
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MidSouth Bank
Dothan, AL
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Rating B
Asset Quality Index 8.50
Capitalization Index 7.00
Liquidity Index 3.10
Profitability Index 3.70
Stability Index 5.60
Company Info MidSouth Bank
Dothan, AL
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FDIC Number 2777
Phone Number (334) 702-7774
Website www.bankmidsouth.com
Asset Quality MidSouth Bank
Dothan, AL
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1-Year Asset Growth 11.87%
5-Year Asset Growth 12.53%
5-Year Charge-Offs to Average Loans -0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 1.73%
Non-Performing Loans to Loans 0.10%
Balance Sheet MidSouth Bank
Dothan, AL
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Total Assets 729.97M
Total Deposits 666.22M
Capital and Reserves MidSouth Bank
Dothan, AL
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Capital 59.49M
Leverage Ratio 9.01
Loan Loss Reserves to Loans 1.63%
Risk-Based Capital Ratio 13.17
Liquidity MidSouth Bank
Dothan, AL
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Hot Money Ratio 17.60%
Liquidity Ratio 22.58%
Profitability MidSouth Bank
Dothan, AL
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5-Year Return on Average Assets 0.68%
Net Income 4.52M
Net Interest Spread 3.44%
Operating Profit to Average Assets 0.85%
Overhead Efficiency Ratio 74.81%
Return on Assets 0.83%
Return on Equity 10.95%