B
Gate City Bank
FargoND
Rating Date
June 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gate City Bank
Fargo, ND
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Rating B
Asset Quality Index 5.80
Capitalization Index 8.20
Liquidity Index 3.80
Profitability Index 3.70
Stability Index 7.00
Company Info Gate City Bank
Fargo, ND
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FDIC Number 27774
Phone Number (701) 293-2485
Website gatecity.bank/
Asset Quality Gate City Bank
Fargo, ND
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1-Year Asset Growth 5.72%
5-Year Asset Growth 8.71%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 4.90%
Non-Performing Loans to Loans 0.68%
Balance Sheet Gate City Bank
Fargo, ND
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Total Assets 4.03B
Total Deposits 3.61B
Capital and Reserves Gate City Bank
Fargo, ND
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Capital 364.25M
Leverage Ratio 9.82
Loan Loss Reserves to Loans 0.70%
Risk-Based Capital Ratio --
Liquidity Gate City Bank
Fargo, ND
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Hot Money Ratio 7.82%
Liquidity Ratio 17.80%
Profitability Gate City Bank
Fargo, ND
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5-Year Return on Average Assets 0.51%
Net Income 8.19M
Net Interest Spread 3.58%
Operating Profit to Average Assets 1.05%
Overhead Efficiency Ratio 75.24%
Return on Assets 0.83%
Return on Equity 9.05%