C
Gate City Bank
FargoND
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gate City Bank
Fargo, ND
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Rating C
Asset Quality Index 5.30
Capitalization Index 7.80
Liquidity Index 3.60
Profitability Index 2.80
Stability Index 6.50
Company Info Gate City Bank
Fargo, ND
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FDIC Number 27774
Phone Number (701) 293-2485
Website gatecity.bank/
Asset Quality Gate City Bank
Fargo, ND
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1-Year Asset Growth 7.50%
5-Year Asset Growth 11.66%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.56%
Non-Performing Loans to Capital 5.82%
Non-Performing Loans to Loans 0.74%
Balance Sheet Gate City Bank
Fargo, ND
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Total Assets 3.81B
Total Deposits 3.38B
Capital and Reserves Gate City Bank
Fargo, ND
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Capital 332.63M
Leverage Ratio 9.51
Loan Loss Reserves to Loans 0.64%
Risk-Based Capital Ratio --
Liquidity Gate City Bank
Fargo, ND
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Hot Money Ratio 8.60%
Liquidity Ratio 12.96%
Profitability Gate City Bank
Fargo, ND
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5-Year Return on Average Assets 0.58%
Net Income 4.13M
Net Interest Spread 3.08%
Operating Profit to Average Assets 0.59%
Overhead Efficiency Ratio 83.63%
Return on Assets 0.44%
Return on Equity 5.03%