B
First Bank of Boaz
BoazAL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Bank of Boaz
Boaz, AL
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Rating B
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 5.70
Profitability Index 4.40
Stability Index 8.10
Company Info First Bank of Boaz
Boaz, AL
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FDIC Number 2784
Phone Number (256) 593-8670
Website www.firstbankofboaz.com
Asset Quality First Bank of Boaz
Boaz, AL
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1-Year Asset Growth -0.54%
5-Year Asset Growth 0.62%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.01%
Non-Performing Loans to Loans 0.00%
Balance Sheet First Bank of Boaz
Boaz, AL
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Total Assets 246.87M
Total Deposits 212.54M
Capital and Reserves First Bank of Boaz
Boaz, AL
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Capital 28.41M
Leverage Ratio 19.33
Loan Loss Reserves to Loans 1.56%
Risk-Based Capital Ratio --
Liquidity First Bank of Boaz
Boaz, AL
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Hot Money Ratio 25.34%
Liquidity Ratio 59.15%
Profitability First Bank of Boaz
Boaz, AL
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5-Year Return on Average Assets 1.33%
Net Income 1.72M
Net Interest Spread 2.44%
Operating Profit to Average Assets 1.06%
Overhead Efficiency Ratio 55.90%
Return on Assets 0.85%
Return on Equity 9.02%