| Weiss Ratings |
Citizens Federal Savings and Loan Association of Covington
Covington, KY |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 7.00 | |||
| Company Info |
Citizens Federal Savings and Loan Association of Covington
Covington, KY |
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| FDIC Number | 27841 | |||
| Phone Number | (859) 431-0087 | |||
| Website | www.citizens-federal.com | |||
| Asset Quality |
Citizens Federal Savings and Loan Association of Covington
Covington, KY |
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| 1-Year Asset Growth | 2.54% | |||
| 5-Year Asset Growth | 0.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Citizens Federal Savings and Loan Association of Covington
Covington, KY |
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| Total Assets | 40.97M | |||
| Total Deposits | 26.68M | |||
| Capital and Reserves |
Citizens Federal Savings and Loan Association of Covington
Covington, KY |
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| Capital | 11.09M | |||
| Leverage Ratio | 27.69 | |||
| Loan Loss Reserves to Loans | 0.86% | |||
| Risk-Based Capital Ratio | 59.02 | |||
| Liquidity |
Citizens Federal Savings and Loan Association of Covington
Covington, KY |
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| Hot Money Ratio | 33.67% | |||
| Liquidity Ratio | 29.99% | |||
| Profitability |
Citizens Federal Savings and Loan Association of Covington
Covington, KY |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | -50.00K | |||
| Net Interest Spread | 1.96% | |||
| Operating Profit to Average Assets | -0.10% | |||
| Overhead Efficiency Ratio | 104.92% | |||
| Return on Assets | -0.12% | |||
| Return on Equity | -0.45% | |||