Black Mountain Savings Bank, SSB

Black Mountain, NC

Rating Date

October 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Income

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Weiss Ratings	Black Mountain Savings Bank, SSB Black Mountain, NC	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	1.40
Profitability Index	0.50
Stability Index	5.70

Company Info	Black Mountain Savings Bank, SSB Black Mountain, NC	Click to Compare	Click to Compare	Click to Compare
FDIC Number	27897
Phone Number	(828) 669-7991
Website	--

Asset Quality	Black Mountain Savings Bank, SSB Black Mountain, NC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-3.09%
5-Year Asset Growth	1.48%
5-Year Charge-Offs to Average Loans	0.00%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.10%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Black Mountain Savings Bank, SSB Black Mountain, NC	Click to Compare	Click to Compare	Click to Compare
Total Assets	43.66M
Total Deposits	37.35M

Capital and Reserves	Black Mountain Savings Bank, SSB Black Mountain, NC	Click to Compare	Click to Compare	Click to Compare
Capital	5.15M
Leverage Ratio	11.86
Loan Loss Reserves to Loans	0.22%
Risk-Based Capital Ratio	--

Liquidity	Black Mountain Savings Bank, SSB Black Mountain, NC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	55.75%
Liquidity Ratio	36.67%

Profitability	Black Mountain Savings Bank, SSB Black Mountain, NC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.02%
Net Income	-72.00K
Net Interest Spread	1.97%
Operating Profit to Average Assets	-0.33%
Overhead Efficiency Ratio	116.74%
Return on Assets	-0.33%
Return on Equity	-2.78%