Greenville Federal
Major Rating Factors:
Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.1 has resulted in Weak (1.1) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.1 on a scale of 0 to 10).
Other Rating Factors:
Very Weak liquidity 0.2, driven by a liquidity ratio of 12.2 percent and a “hot money” ratio of 26.2 percent. Good current capitalization (5.5 on a scale of 0 to 10) based on a risk-based capital ratio of 11.5 and a capital leverage ratio of 7.7.
Asset Mix:
Home mtgs (48%), comm loans (12%), comm re (11%), securities (5%), cash (5%), home eq lns (3%), consumer loans (1%), other (15%)
States with Branches:
OH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Greenville Federal MHC
Investment Rating
--
Address
690 Wagner Avenue
Greenville, OH 45331
Greenville, OH 45331
Phone Number
(937) 548-4158
Year Founded
1883
FDIC Number
Website
Largest Affiliates
No affiliate information available.