D
Community Savings
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community Savings
Caldwell, OH
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Rating D
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 4.30
Stability Index 3.70
Company Info Community Savings
Caldwell, OH
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FDIC Number 27969
Phone Number (740) 732-5678
Website www.mycommunitysavings.com
Asset Quality Community Savings
Caldwell, OH
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1-Year Asset Growth 25.86%
5-Year Asset Growth 83.98%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 4.79%
Non-Performing Loans to Loans 0.72%
Balance Sheet Community Savings
Caldwell, OH
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Total Assets 271.17M
Total Deposits 220.39M
Capital and Reserves Community Savings
Caldwell, OH
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Capital 33.82M
Leverage Ratio 11.09
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio --
Liquidity Community Savings
Caldwell, OH
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Hot Money Ratio 34.31%
Liquidity Ratio 12.68%
Profitability Community Savings
Caldwell, OH
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5-Year Return on Average Assets -0.23%
Net Income 1.21M
Net Interest Spread 4.64%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 72.95%
Return on Assets 0.86%
Return on Equity 7.25%