D
Community Savings
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community Savings
Caldwell, OH
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Rating D
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 5.30
Stability Index 3.70
Company Info Community Savings
Caldwell, OH
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FDIC Number 27969
Phone Number (740) 732-5678
Website www.mycommunitysavings.com
Asset Quality Community Savings
Caldwell, OH
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1-Year Asset Growth 23.17%
5-Year Asset Growth 83.98%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.54%
Non-Performing Loans to Capital 4.57%
Non-Performing Loans to Loans 0.64%
Balance Sheet Community Savings
Caldwell, OH
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Total Assets 298.21M
Total Deposits 245.87M
Capital and Reserves Community Savings
Caldwell, OH
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Capital 34.91M
Leverage Ratio 11.09
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio --
Liquidity Community Savings
Caldwell, OH
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Hot Money Ratio 41.08%
Liquidity Ratio 10.00%
Profitability Community Savings
Caldwell, OH
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5-Year Return on Average Assets -0.23%
Net Income 2.28M
Net Interest Spread 4.78%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 70.39%
Return on Assets 1.08%
Return on Equity 9.04%