Major Rating Factors:
A current level of 2.0 percent of nonperforming loans to core capital combined with 1.4 percent from a year earlier contributes to the Excellent asset quality (9.6). Excellent current capitalization (7.6 on a scale of 0 to 10) and a capital leverage ratio of 9.4.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10). Weak liquidity 3.0, driven by a liquidity ratio of 10.0 percent and a “hot money” ratio of 22.7 percent.
Asset Mix:
Home mtgs (66%), comm re (12%), securities (9%), cash (2%), comm loans (1%), home eq lns (1%), other (8%)
States with Branches:
KS, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Capitol Federal Financial, Inc.
Investment Rating
Address
700 South Kansas Avenue
Topeka, KS 66603
Topeka, KS 66603
Phone Number
(785) 231-6213
Year Founded
1893
FDIC Number
Website
Largest Affiliates
No affiliate information available.