| Weiss Ratings |
OSB Community Bank
Ottawa, IL |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 3.70 | |||
| Company Info |
OSB Community Bank
Ottawa, IL |
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| FDIC Number | 27989 | |||
| Phone Number | (815) 433-2525 | |||
| Website | www.myosb.bank | |||
| Asset Quality |
OSB Community Bank
Ottawa, IL |
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| 1-Year Asset Growth | 2.55% | |||
| 5-Year Asset Growth | 3.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 2.45% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
OSB Community Bank
Ottawa, IL |
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| Total Assets | 355.62M | |||
| Total Deposits | 293.48M | |||
| Capital and Reserves |
OSB Community Bank
Ottawa, IL |
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| Capital | 40.71M | |||
| Leverage Ratio | 11.64 | |||
| Loan Loss Reserves to Loans | 1.31% | |||
| Risk-Based Capital Ratio | 17.04 | |||
| Liquidity |
OSB Community Bank
Ottawa, IL |
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| Hot Money Ratio | 34.73% | |||
| Liquidity Ratio | 6.99% | |||
| Profitability |
OSB Community Bank
Ottawa, IL |
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| 5-Year Return on Average Assets | 0.63% | |||
| Net Income | 1.72M | |||
| Net Interest Spread | 3.31% | |||
| Operating Profit to Average Assets | 1.27% | |||
| Overhead Efficiency Ratio | 67.57% | |||
| Return on Assets | 0.95% | |||
| Return on Equity | 8.50% | |||