| Weiss Ratings |
OSB Community Bank
Ottawa, IL |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
OSB Community Bank
Ottawa, IL |
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| FDIC Number | 27989 | |||
| Phone Number | (815) 433-2525 | |||
| Website | www.myosb.bank | |||
| Asset Quality |
OSB Community Bank
Ottawa, IL |
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| 1-Year Asset Growth | -0.25% | |||
| 5-Year Asset Growth | 3.55% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 8.08% | |||
| Non-Performing Loans to Loans | 0.17% | |||
| Balance Sheet |
OSB Community Bank
Ottawa, IL |
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| Total Assets | 354.21M | |||
| Total Deposits | 294.52M | |||
| Capital and Reserves |
OSB Community Bank
Ottawa, IL |
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| Capital | 39.87M | |||
| Leverage Ratio | 11.49 | |||
| Loan Loss Reserves to Loans | 1.34% | |||
| Risk-Based Capital Ratio | 16.78 | |||
| Liquidity |
OSB Community Bank
Ottawa, IL |
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| Hot Money Ratio | 35.21% | |||
| Liquidity Ratio | 7.73% | |||
| Profitability |
OSB Community Bank
Ottawa, IL |
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| 5-Year Return on Average Assets | 0.68% | |||
| Net Income | 1.65M | |||
| Net Interest Spread | 3.06% | |||
| Operating Profit to Average Assets | 0.87% | |||
| Overhead Efficiency Ratio | 74.90% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 5.55% | |||