| Weiss Ratings |
OSB Community Bank
Ottawa, IL |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 7.10 | |||
| Company Info |
OSB Community Bank
Ottawa, IL |
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| FDIC Number | 27989 | |||
| Phone Number | (815) 433-2525 | |||
| Website | www.myosb.bank | |||
| Asset Quality |
OSB Community Bank
Ottawa, IL |
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| 1-Year Asset Growth | -1.59% | |||
| 5-Year Asset Growth | 3.55% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 9.34% | |||
| Non-Performing Loans to Loans | 0.35% | |||
| Balance Sheet |
OSB Community Bank
Ottawa, IL |
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| Total Assets | 351.70M | |||
| Total Deposits | 287.91M | |||
| Capital and Reserves |
OSB Community Bank
Ottawa, IL |
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| Capital | 39.36M | |||
| Leverage Ratio | 11.47 | |||
| Loan Loss Reserves to Loans | 1.36% | |||
| Risk-Based Capital Ratio | 17.51 | |||
| Liquidity |
OSB Community Bank
Ottawa, IL |
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| Hot Money Ratio | 30.97% | |||
| Liquidity Ratio | 10.99% | |||
| Profitability |
OSB Community Bank
Ottawa, IL |
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| 5-Year Return on Average Assets | 0.68% | |||
| Net Income | 499.00K | |||
| Net Interest Spread | 2.91% | |||
| Operating Profit to Average Assets | 0.78% | |||
| Overhead Efficiency Ratio | 77.57% | |||
| Return on Assets | 0.56% | |||
| Return on Equity | 4.98% | |||