| Weiss Ratings |
OSB Community Bank
Ottawa, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 3.70 | |||
| Company Info |
OSB Community Bank
Ottawa, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 27989 | |||
| Phone Number | (815) 433-2525 | |||
| Website | www.myosb.bank | |||
| Asset Quality |
OSB Community Bank
Ottawa, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -1.81% | |||
| 5-Year Asset Growth | 3.55% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 8.77% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
OSB Community Bank
Ottawa, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 346.76M | |||
| Total Deposits | 280.69M | |||
| Capital and Reserves |
OSB Community Bank
Ottawa, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 39.46M | |||
| Leverage Ratio | 11.61 | |||
| Loan Loss Reserves to Loans | 1.34% | |||
| Risk-Based Capital Ratio | 17.09 | |||
| Liquidity |
OSB Community Bank
Ottawa, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 32.44% | |||
| Liquidity Ratio | 4.35% | |||
| Profitability |
OSB Community Bank
Ottawa, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.68% | |||
| Net Income | 1.12M | |||
| Net Interest Spread | 3.04% | |||
| Operating Profit to Average Assets | 0.88% | |||
| Overhead Efficiency Ratio | 75.05% | |||
| Return on Assets | 0.63% | |||
| Return on Equity | 5.61% | |||