Guardian Savings Bank
| Weiss Ratings |
Guardian Savings Bank
West Chester, OH |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 6.60 | |||
| Stability Index | 6.30 | |||
| Company Info |
Guardian Savings Bank
West Chester, OH |
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| FDIC Number | 27998 | |||
| Phone Number | (513) 942-3500 | |||
| Website | www.guardiansavingsbank.com/ | |||
| Asset Quality |
Guardian Savings Bank
West Chester, OH |
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| 1-Year Asset Growth | 2.93% | |||
| 5-Year Asset Growth | 4.85% | |||
| 5-Year Charge-Offs to Average Loans | -0.03% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 1.75% | |||
| Non-Performing Loans to Loans | 0.26% | |||
| Balance Sheet |
Guardian Savings Bank
West Chester, OH |
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| Total Assets | 1.36B | |||
| Total Deposits | 1.20B | |||
| Capital and Reserves |
Guardian Savings Bank
West Chester, OH |
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| Capital | 155.72M | |||
| Leverage Ratio | 11.48 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Guardian Savings Bank
West Chester, OH |
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| Hot Money Ratio | 25.04% | |||
| Liquidity Ratio | 14.14% | |||
| Profitability |
Guardian Savings Bank
West Chester, OH |
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| 5-Year Return on Average Assets | 1.97% | |||
| Net Income | 22.49M | |||
| Net Interest Spread | 2.64% | |||
| Operating Profit to Average Assets | 1.67% | |||
| Overhead Efficiency Ratio | 52.48% | |||
| Return on Assets | 1.67% | |||
| Return on Equity | 14.60% | |||