Guardian Savings Bank
| Weiss Ratings |
Guardian Savings Bank
West Chester, OH |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 6.60 | |||
| Stability Index | 6.30 | |||
| Company Info |
Guardian Savings Bank
West Chester, OH |
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| FDIC Number | 27998 | |||
| Phone Number | (513) 942-3500 | |||
| Website | www.guardiansavingsbank.com/ | |||
| Asset Quality |
Guardian Savings Bank
West Chester, OH |
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| 1-Year Asset Growth | 2.99% | |||
| 5-Year Asset Growth | 4.85% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 1.00% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
Guardian Savings Bank
West Chester, OH |
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| Total Assets | 1.38B | |||
| Total Deposits | 1.22B | |||
| Capital and Reserves |
Guardian Savings Bank
West Chester, OH |
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| Capital | 160.43M | |||
| Leverage Ratio | 11.68 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Guardian Savings Bank
West Chester, OH |
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| Hot Money Ratio | 24.91% | |||
| Liquidity Ratio | 20.10% | |||
| Profitability |
Guardian Savings Bank
West Chester, OH |
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| 5-Year Return on Average Assets | 1.68% | |||
| Net Income | 7.05M | |||
| Net Interest Spread | 2.92% | |||
| Operating Profit to Average Assets | 2.05% | |||
| Overhead Efficiency Ratio | 46.31% | |||
| Return on Assets | 2.05% | |||
| Return on Equity | 17.84% | |||