| Weiss Ratings |
Belmont Savings Bank, SSB
Belmont, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 0.90 | |||
| Stability Index | 7.00 | |||
| Company Info |
Belmont Savings Bank, SSB
Belmont, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 28035 | |||
| Phone Number | (704) 825-9861 | |||
| Website | www.belmontfederal.com/ | |||
| Asset Quality |
Belmont Savings Bank, SSB
Belmont, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 8.59% | |||
| 5-Year Asset Growth | 9.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.81% | |||
| Non-Performing Loans to Capital | 1.48% | |||
| Non-Performing Loans to Loans | 0.96% | |||
| Balance Sheet |
Belmont Savings Bank, SSB
Belmont, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 139.60M | |||
| Total Deposits | 97.14M | |||
| Capital and Reserves |
Belmont Savings Bank, SSB
Belmont, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 18.57M | |||
| Leverage Ratio | 14.18 | |||
| Loan Loss Reserves to Loans | 0.37% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Belmont Savings Bank, SSB
Belmont, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 47.08% | |||
| Liquidity Ratio | 13.35% | |||
| Profitability |
Belmont Savings Bank, SSB
Belmont, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.16% | |||
| Net Income | 46.00K | |||
| Net Interest Spread | 2.27% | |||
| Operating Profit to Average Assets | 0.13% | |||
| Overhead Efficiency Ratio | 90.24% | |||
| Return on Assets | 0.13% | |||
| Return on Equity | 0.99% | |||