| Weiss Ratings |
Belmont Savings Bank, SSB
Belmont, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 7.00 | |||
| Company Info |
Belmont Savings Bank, SSB
Belmont, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 28035 | |||
| Phone Number | (704) 825-9861 | |||
| Website | www.belmontfederal.com/ | |||
| Asset Quality |
Belmont Savings Bank, SSB
Belmont, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 15.84% | |||
| 5-Year Asset Growth | 11.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 1.45% | |||
| Non-Performing Loans to Capital | 6.83% | |||
| Non-Performing Loans to Loans | 1.72% | |||
| Balance Sheet |
Belmont Savings Bank, SSB
Belmont, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 161.05M | |||
| Total Deposits | 111.34M | |||
| Capital and Reserves |
Belmont Savings Bank, SSB
Belmont, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 19.38M | |||
| Leverage Ratio | 12.88 | |||
| Loan Loss Reserves to Loans | 0.35% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Belmont Savings Bank, SSB
Belmont, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 53.88% | |||
| Liquidity Ratio | 13.39% | |||
| Profitability |
Belmont Savings Bank, SSB
Belmont, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.13% | |||
| Net Income | 354.00K | |||
| Net Interest Spread | 2.70% | |||
| Operating Profit to Average Assets | 0.59% | |||
| Overhead Efficiency Ratio | 76.98% | |||
| Return on Assets | 0.45% | |||
| Return on Equity | 3.70% | |||