| Weiss Ratings |
Belmont Savings Bank, SSB
Belmont, NC |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 6.70 | |||
| Company Info |
Belmont Savings Bank, SSB
Belmont, NC |
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| FDIC Number | 28035 | |||
| Phone Number | (704) 825-9861 | |||
| Website | www.belmontfederal.com/ | |||
| Asset Quality |
Belmont Savings Bank, SSB
Belmont, NC |
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| 1-Year Asset Growth | 13.04% | |||
| 5-Year Asset Growth | 11.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.84% | |||
| Non-Performing Loans to Capital | 4.77% | |||
| Non-Performing Loans to Loans | 0.99% | |||
| Balance Sheet |
Belmont Savings Bank, SSB
Belmont, NC |
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| Total Assets | 151.26M | |||
| Total Deposits | 102.33M | |||
| Capital and Reserves |
Belmont Savings Bank, SSB
Belmont, NC |
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| Capital | 19.01M | |||
| Leverage Ratio | 13.49 | |||
| Loan Loss Reserves to Loans | 0.37% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Belmont Savings Bank, SSB
Belmont, NC |
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| Hot Money Ratio | 50.96% | |||
| Liquidity Ratio | 12.51% | |||
| Profitability |
Belmont Savings Bank, SSB
Belmont, NC |
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| 5-Year Return on Average Assets | 0.16% | |||
| Net Income | 274.00K | |||
| Net Interest Spread | 2.44% | |||
| Operating Profit to Average Assets | 0.26% | |||
| Overhead Efficiency Ratio | 87.19% | |||
| Return on Assets | 0.20% | |||
| Return on Equity | 1.47% | |||