C
HNB First Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings HNB First Bank
Headland, AL
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Rating C
Asset Quality Index 5.80
Capitalization Index 7.80
Liquidity Index 0.50
Profitability Index 5.20
Stability Index 3.70
Company Info HNB First Bank
Headland, AL
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FDIC Number 2805
Phone Number (334) 693-3352
Website www.hnbfirst.com
Asset Quality HNB First Bank
Headland, AL
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1-Year Asset Growth 9.75%
5-Year Asset Growth 9.74%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 4.72%
Non-Performing Loans to Loans 0.44%
Balance Sheet HNB First Bank
Headland, AL
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Total Assets 282.41M
Total Deposits 253.71M
Capital and Reserves HNB First Bank
Headland, AL
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Capital 25.75M
Leverage Ratio 9.53
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio --
Liquidity HNB First Bank
Headland, AL
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Hot Money Ratio 34.50%
Liquidity Ratio 11.31%
Profitability HNB First Bank
Headland, AL
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5-Year Return on Average Assets 1.41%
Net Income 1.63M
Net Interest Spread 4.33%
Operating Profit to Average Assets 1.19%
Overhead Efficiency Ratio 65.91%
Return on Assets 1.15%
Return on Equity 12.91%