Citizens Federal Savings & Loan Association

Bellefontaine, OH

Rating Date

April 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Citizens Federal Savings & Loan Association Bellefontaine, OH	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.80
Capitalization Index	9.30
Liquidity Index	0.60
Profitability Index	1.20
Stability Index	4.70

Company Info	Citizens Federal Savings & Loan Association Bellefontaine, OH	Click to Compare	Click to Compare	Click to Compare
FDIC Number	28060
Phone Number	(937) 593-0015
Website	www.citizensfederalsl.com/

Asset Quality	Citizens Federal Savings & Loan Association Bellefontaine, OH	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	5.00%
5-Year Asset Growth	7.04%
5-Year Charge-Offs to Average Loans	0.00%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.35%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Citizens Federal Savings & Loan Association Bellefontaine, OH	Click to Compare	Click to Compare	Click to Compare
Total Assets	185.13M
Total Deposits	167.31M

Capital and Reserves	Citizens Federal Savings & Loan Association Bellefontaine, OH	Click to Compare	Click to Compare	Click to Compare
Capital	17.56M
Leverage Ratio	10.55
Loan Loss Reserves to Loans	0.21%
Risk-Based Capital Ratio	20.43

Liquidity	Citizens Federal Savings & Loan Association Bellefontaine, OH	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	36.45%
Liquidity Ratio	13.83%

Profitability	Citizens Federal Savings & Loan Association Bellefontaine, OH	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.24%
Net Income	-51.00K
Net Interest Spread	1.88%
Operating Profit to Average Assets	-0.11%
Overhead Efficiency Ratio	105.96%
Return on Assets	-0.03%
Return on Equity	-0.29%