B
The Covington Savings and Loan Association
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
18.41
Return On
Assets
1.00%
Total
Assets
82.74M
Capital
14.97M
Total
Deposits
67.54M
Net
Income
828.00K
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Weiss Ratings The Covington Savings and Loan Association
Covington, OH 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 4.20
Stability Index 8.40
Company Info The Covington Savings and Loan Association
Covington, OH 		Click to
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FDIC Number 28063
Phone Number (937) 473-2021
Website www.covingtonsavingsandloan.com
Asset Quality The Covington Savings and Loan Association
Covington, OH 		Click to
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1-Year Asset Growth 0.47%
5-Year Asset Growth 0.62%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Covington Savings and Loan Association
Covington, OH 		Click to
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Total Assets 82.74M
Total Deposits 67.54M
Capital and Reserves The Covington Savings and Loan Association
Covington, OH 		Click to
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Capital 14.97M
Leverage Ratio 18.41
Loan Loss Reserves to Loans 0.49%
Risk-Based Capital Ratio --
Liquidity The Covington Savings and Loan Association
Covington, OH 		Click to
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Hot Money Ratio 5.10%
Liquidity Ratio 45.28%
Profitability The Covington Savings and Loan Association
Covington, OH 		Click to
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5-Year Return on Average Assets 0.70%
Net Income 828.00K
Net Interest Spread 3.56%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 66.14%
Return on Assets 1.00%
Return on Equity 5.69%