B
The Covington Savings and Loan Association
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
18.60
Return On
Assets
1.00%
Total
Assets
84.03M
Capital
15.33M
Total
Deposits
68.41M
Net
Income
412.00K
My Lists My Alerts
Weiss Ratings The Covington Savings and Loan Association
Covington, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 4.90
Stability Index 8.10
Company Info The Covington Savings and Loan Association
Covington, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 28063
Phone Number (937) 473-2021
Website www.covingtonsavingsandloan.com
Asset Quality The Covington Savings and Loan Association
Covington, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 2.64%
5-Year Asset Growth 0.62%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Covington Savings and Loan Association
Covington, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 84.03M
Total Deposits 68.41M
Capital and Reserves The Covington Savings and Loan Association
Covington, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 15.33M
Leverage Ratio 18.60
Loan Loss Reserves to Loans 0.50%
Risk-Based Capital Ratio --
Liquidity The Covington Savings and Loan Association
Covington, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 5.55%
Liquidity Ratio 46.83%
Profitability The Covington Savings and Loan Association
Covington, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.81%
Net Income 412.00K
Net Interest Spread 3.54%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 66.12%
Return on Assets 1.00%
Return on Equity 5.44%