B
The Harrison Building and Loan Association
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
16.62
Return On
Assets
0.79%
Total
Assets
273.89M
Capital
39.04M
Total
Deposits
213.77M
Net
Income
1.68M
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Weiss Ratings The Harrison Building and Loan Association
Harrison, OH 		Click to
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Rating B
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 2.30
Stability Index 8.00
Company Info The Harrison Building and Loan Association
Harrison, OH 		Click to
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FDIC Number 28080
Phone Number (513) 367-2015
Website www.bankhbl.com
Asset Quality The Harrison Building and Loan Association
Harrison, OH 		Click to
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1-Year Asset Growth 2.75%
5-Year Asset Growth 3.00%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 1.39%
Non-Performing Loans to Loans 0.71%
Balance Sheet The Harrison Building and Loan Association
Harrison, OH 		Click to
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Total Assets 273.89M
Total Deposits 213.77M
Capital and Reserves The Harrison Building and Loan Association
Harrison, OH 		Click to
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Capital 39.04M
Leverage Ratio 16.62
Loan Loss Reserves to Loans 0.84%
Risk-Based Capital Ratio --
Liquidity The Harrison Building and Loan Association
Harrison, OH 		Click to
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Hot Money Ratio 31.39%
Liquidity Ratio 49.10%
Profitability The Harrison Building and Loan Association
Harrison, OH 		Click to
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5-Year Return on Average Assets 0.78%
Net Income 1.68M
Net Interest Spread 3.16%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 63.80%
Return on Assets 0.79%
Return on Equity 6.08%