C
First Robinson Savings Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
15.21
Leverage
Ratio
8.93
Return On
Assets
0.92%
Total
Assets
470.14M
Capital
36.48M
Total
Deposits
383.69M
Net
Income
2.18M
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Weiss Ratings First Robinson Savings Bank, National Association
Robinson, IL 		Click to
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Rating C
Asset Quality Index 7.00
Capitalization Index 6.90
Liquidity Index 2.80
Profitability Index 4.00
Stability Index 3.50
Company Info First Robinson Savings Bank, National Association
Robinson, IL 		Click to
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FDIC Number 28105
Phone Number (618) 544-8621
Website www.frsb.net
Asset Quality First Robinson Savings Bank, National Association
Robinson, IL 		Click to
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1-Year Asset Growth 2.23%
5-Year Asset Growth 5.85%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.76%
Non-Performing Loans to Loans 0.45%
Balance Sheet First Robinson Savings Bank, National Association
Robinson, IL 		Click to
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Total Assets 470.14M
Total Deposits 383.69M
Capital and Reserves First Robinson Savings Bank, National Association
Robinson, IL 		Click to
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Capital 36.48M
Leverage Ratio 8.93
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio 15.21
Liquidity First Robinson Savings Bank, National Association
Robinson, IL 		Click to
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Hot Money Ratio 17.01%
Liquidity Ratio 15.77%
Profitability First Robinson Savings Bank, National Association
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5-Year Return on Average Assets 0.64%
Net Income 2.18M
Net Interest Spread 3.21%
Operating Profit to Average Assets 1.21%
Overhead Efficiency Ratio 63.67%
Return on Assets 0.92%
Return on Equity 12.50%