C
First Robinson Savings Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
14.74
Leverage
Ratio
8.96
Return On
Assets
1.01%
Total
Assets
496.63M
Capital
37.81M
Total
Deposits
410.24M
Net
Income
3.59M
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Weiss Ratings First Robinson Savings Bank, National Association
Robinson, IL 		Click to
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Rating C
Asset Quality Index 7.10
Capitalization Index 7.00
Liquidity Index 2.80
Profitability Index 4.70
Stability Index 3.50
Company Info First Robinson Savings Bank, National Association
Robinson, IL 		Click to
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FDIC Number 28105
Phone Number (618) 544-8621
Website www.frsb.net
Asset Quality First Robinson Savings Bank, National Association
Robinson, IL 		Click to
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1-Year Asset Growth 1.06%
5-Year Asset Growth 5.85%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 2.64%
Non-Performing Loans to Loans 0.41%
Balance Sheet First Robinson Savings Bank, National Association
Robinson, IL 		Click to
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Total Assets 496.63M
Total Deposits 410.24M
Capital and Reserves First Robinson Savings Bank, National Association
Robinson, IL 		Click to
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Capital 37.81M
Leverage Ratio 8.96
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 14.74
Liquidity First Robinson Savings Bank, National Association
Robinson, IL 		Click to
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Hot Money Ratio 18.91%
Liquidity Ratio 14.58%
Profitability First Robinson Savings Bank, National Association
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5-Year Return on Average Assets 0.64%
Net Income 3.59M
Net Interest Spread 3.40%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 60.58%
Return on Assets 1.01%
Return on Equity 13.44%