C
The Cincinnatus Savings and Loan Company
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
15.85
Return On
Assets
1.04%
Total
Assets
178.84M
Capital
26.88M
Total
Deposits
142.13M
Net
Income
892.00K
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Weiss Ratings The Cincinnatus Savings and Loan Company
Cincinnati, OH 		Click to
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Rating C
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 2.00
Profitability Index 4.80
Stability Index 7.70
Company Info The Cincinnatus Savings and Loan Company
Cincinnati, OH 		Click to
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FDIC Number 28157
Phone Number (513) 661-6903
Website www.cincinnatussl.com/
Asset Quality The Cincinnatus Savings and Loan Company
Cincinnati, OH 		Click to
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1-Year Asset Growth 30.62%
5-Year Asset Growth 14.02%
5-Year Charge-Offs to Average Loans -0.11%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Cincinnatus Savings and Loan Company
Cincinnati, OH 		Click to
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Total Assets 178.84M
Total Deposits 142.13M
Capital and Reserves The Cincinnatus Savings and Loan Company
Cincinnati, OH 		Click to
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Capital 26.88M
Leverage Ratio 15.85
Loan Loss Reserves to Loans 0.91%
Risk-Based Capital Ratio --
Liquidity The Cincinnatus Savings and Loan Company
Cincinnati, OH 		Click to
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Hot Money Ratio 22.43%
Liquidity Ratio 11.81%
Profitability The Cincinnatus Savings and Loan Company
Cincinnati, OH 		Click to
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5-Year Return on Average Assets 0.85%
Net Income 892.00K
Net Interest Spread 3.42%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 63.37%
Return on Assets 1.04%
Return on Equity 6.80%