C
MCS Bank
Milroy,  PA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MCS Bank
Milroy, PA
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Rating C
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 4.60
Stability Index 4.30
Company Info MCS Bank
Milroy, PA
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FDIC Number 28186
Phone Number (717) 248-3000
Website www.mcs.bank
Asset Quality MCS Bank
Milroy, PA
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1-Year Asset Growth 7.54%
5-Year Asset Growth 6.14%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 2.48%
Non-Performing Loans to Loans 0.42%
Balance Sheet MCS Bank
Milroy, PA
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Total Assets 224.70M
Total Deposits 196.05M
Capital and Reserves MCS Bank
Milroy, PA
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Capital 26.42M
Leverage Ratio 11.69
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio --
Liquidity MCS Bank
Milroy, PA
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Hot Money Ratio 14.42%
Liquidity Ratio 8.80%
Profitability MCS Bank
Milroy, PA
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5-Year Return on Average Assets 0.64%
Net Income 962.00K
Net Interest Spread 4.51%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 74.17%
Return on Assets 0.87%
Return on Equity 7.43%