C
MCS Bank
MilroyPA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MCS Bank
Milroy, PA
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Rating C
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 4.40
Stability Index 3.70
Company Info MCS Bank
Milroy, PA
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FDIC Number 28186
Phone Number (717) 248-3000
Website www.mcs.bank
Asset Quality MCS Bank
Milroy, PA
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1-Year Asset Growth 0.62%
5-Year Asset Growth 8.18%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.56%
Non-Performing Loans to Capital 3.12%
Non-Performing Loans to Loans 0.67%
Balance Sheet MCS Bank
Milroy, PA
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Total Assets 209.22M
Total Deposits 179.20M
Capital and Reserves MCS Bank
Milroy, PA
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Capital 25.06M
Leverage Ratio 11.80
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio --
Liquidity MCS Bank
Milroy, PA
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Hot Money Ratio 15.05%
Liquidity Ratio 5.17%
Profitability MCS Bank
Milroy, PA
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5-Year Return on Average Assets 0.56%
Net Income 1.28M
Net Interest Spread 4.19%
Operating Profit to Average Assets 1.05%
Overhead Efficiency Ratio 71.65%
Return on Assets 0.81%
Return on Equity 7.03%