Winter Hill Bank, FSB
| Weiss Ratings |
Winter Hill Bank, FSB
Somerville, MA |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 0.50 | |||
| Stability Index | 5.40 | |||
| Company Info |
Winter Hill Bank, FSB
Somerville, MA |
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| FDIC Number | 28213 | |||
| Phone Number | (617) 666-8600 | |||
| Website | www.winterhillbank.com/ | |||
| Asset Quality |
Winter Hill Bank, FSB
Somerville, MA |
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| 1-Year Asset Growth | -2.95% | |||
| 5-Year Asset Growth | 4.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.01% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Winter Hill Bank, FSB
Somerville, MA |
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| Total Assets | 407.95M | |||
| Total Deposits | 299.27M | |||
| Capital and Reserves |
Winter Hill Bank, FSB
Somerville, MA |
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| Capital | 41.43M | |||
| Leverage Ratio | 10.04 | |||
| Loan Loss Reserves to Loans | 0.60% | |||
| Risk-Based Capital Ratio | 17.63 | |||
| Liquidity |
Winter Hill Bank, FSB
Somerville, MA |
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| Hot Money Ratio | 20.24% | |||
| Liquidity Ratio | 16.73% | |||
| Profitability |
Winter Hill Bank, FSB
Somerville, MA |
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| 5-Year Return on Average Assets | 0.22% | |||
| Net Income | 252.00K | |||
| Net Interest Spread | 2.68% | |||
| Operating Profit to Average Assets | 0.12% | |||
| Overhead Efficiency Ratio | 96.93% | |||
| Return on Assets | 0.12% | |||
| Return on Equity | 1.22% | |||