Winter Hill Bank, FSB
| Weiss Ratings |
Winter Hill Bank, FSB
Somerville, MA |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 4.80 | |||
| Company Info |
Winter Hill Bank, FSB
Somerville, MA |
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| FDIC Number | 28213 | |||
| Phone Number | (617) 666-8600 | |||
| Website | www.winterhillbank.com/ | |||
| Asset Quality |
Winter Hill Bank, FSB
Somerville, MA |
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| 1-Year Asset Growth | -3.28% | |||
| 5-Year Asset Growth | 3.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 1.24% | |||
| Non-Performing Loans to Loans | 0.50% | |||
| Balance Sheet |
Winter Hill Bank, FSB
Somerville, MA |
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| Total Assets | 430.62M | |||
| Total Deposits | 307.57M | |||
| Capital and Reserves |
Winter Hill Bank, FSB
Somerville, MA |
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| Capital | 40.71M | |||
| Leverage Ratio | 9.47 | |||
| Loan Loss Reserves to Loans | 0.59% | |||
| Risk-Based Capital Ratio | 16.70 | |||
| Liquidity |
Winter Hill Bank, FSB
Somerville, MA |
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| Hot Money Ratio | 17.76% | |||
| Liquidity Ratio | 14.96% | |||
| Profitability |
Winter Hill Bank, FSB
Somerville, MA |
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| 5-Year Return on Average Assets | 0.27% | |||
| Net Income | 117.00K | |||
| Net Interest Spread | 2.53% | |||
| Operating Profit to Average Assets | 0.10% | |||
| Overhead Efficiency Ratio | 96.88% | |||
| Return on Assets | 0.11% | |||
| Return on Equity | 1.15% | |||