C
Ozarks Federal Savings and Loan Association
Rating Date
August 2026
Risk Based
Capital Ratio
21.46
Leverage
Ratio
15.09
Return On
Assets
0.85%
Total
Assets
277.20M
Capital
41.15M
Total
Deposits
227.66M
Net
Income
1.25M
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Weiss Ratings Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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Rating C
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 3.90
Stability Index 3.70
Company Info Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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FDIC Number 28277
Phone Number (573) 756-6622
Website www.ofsl.bank
Asset Quality Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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1-Year Asset Growth -5.21%
5-Year Asset Growth 3.74%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.76%
Non-Performing Loans to Capital 4.78%
Non-Performing Loans to Loans 0.95%
Balance Sheet Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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Total Assets 277.20M
Total Deposits 227.66M
Capital and Reserves Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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Capital 41.15M
Leverage Ratio 15.09
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio 21.46
Liquidity Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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Hot Money Ratio 32.73%
Liquidity Ratio 10.34%
Profitability Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 1.25M
Net Interest Spread 3.69%
Operating Profit to Average Assets 1.10%
Overhead Efficiency Ratio 75.67%
Return on Assets 0.85%
Return on Equity 6.14%