C
Ozarks Federal Savings and Loan Association
Rating Date
October 2025
Risk Based
Capital Ratio
19.85
Leverage
Ratio
13.76
Return On
Assets
0.49%
Total
Assets
295.59M
Capital
39.38M
Total
Deposits
220.51M
Net
Income
1.07M
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Weiss Ratings Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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Rating C
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 2.80
Stability Index 7.10
Company Info Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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FDIC Number 28277
Phone Number (573) 756-6622
Website www.ofsl.bank
Asset Quality Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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1-Year Asset Growth 5.63%
5-Year Asset Growth 3.30%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.83%
Non-Performing Loans to Capital 4.75%
Non-Performing Loans to Loans 1.01%
Balance Sheet Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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Total Assets 295.59M
Total Deposits 220.51M
Capital and Reserves Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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Capital 39.38M
Leverage Ratio 13.76
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio 19.85
Liquidity Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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Hot Money Ratio 32.37%
Liquidity Ratio 8.86%
Profitability Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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5-Year Return on Average Assets 0.26%
Net Income 1.07M
Net Interest Spread 3.07%
Operating Profit to Average Assets 0.62%
Overhead Efficiency Ratio 78.03%
Return on Assets 0.49%
Return on Equity 3.70%