C
Ozarks Federal Savings and Loan Association
Rating Date
March 2026
Risk Based
Capital Ratio
19.73
Leverage
Ratio
13.67
Return On
Assets
0.52%
Total
Assets
306.27M
Capital
39.91M
Total
Deposits
221.98M
Net
Income
1.53M
My Lists My Alerts
Weiss Ratings Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 2.80
Stability Index 7.10
Company Info Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 28277
Phone Number (573) 756-6622
Website www.ofsl.bank
Asset Quality Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 6.09%
5-Year Asset Growth 3.74%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.98%
Non-Performing Loans to Capital 6.45%
Non-Performing Loans to Loans 1.22%
Balance Sheet Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 306.27M
Total Deposits 221.98M
Capital and Reserves Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 39.91M
Leverage Ratio 13.67
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio 19.73
Liquidity Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 34.24%
Liquidity Ratio 10.22%
Profitability Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.26%
Net Income 1.53M
Net Interest Spread 3.12%
Operating Profit to Average Assets 0.66%
Overhead Efficiency Ratio 77.36%
Return on Assets 0.52%
Return on Equity 3.94%