C
Ozarks Federal Savings and Loan Association
Rating Date
October 2025
Risk Based
Capital Ratio
19.80
Leverage
Ratio
13.69
Return On
Assets
0.42%
Total
Assets
292.42M
Capital
38.76M
Total
Deposits
219.98M
Net
Income
612.00K
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Weiss Ratings Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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Rating C
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 2.40
Stability Index 7.10
Company Info Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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FDIC Number 28277
Phone Number (573) 756-6622
Website www.ofsl.bank
Asset Quality Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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1-Year Asset Growth 8.73%
5-Year Asset Growth 3.30%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.06%
Non-Performing Loans to Capital 6.46%
Non-Performing Loans to Loans 1.30%
Balance Sheet Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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Total Assets 292.42M
Total Deposits 219.98M
Capital and Reserves Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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Capital 38.76M
Leverage Ratio 13.69
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio 19.80
Liquidity Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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Hot Money Ratio 31.56%
Liquidity Ratio 9.48%
Profitability Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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5-Year Return on Average Assets 0.26%
Net Income 612.00K
Net Interest Spread 2.96%
Operating Profit to Average Assets 0.52%
Overhead Efficiency Ratio 80.29%
Return on Assets 0.42%
Return on Equity 3.20%