C
Ozarks Federal Savings and Loan Association
Rating Date
June 2026
Risk Based
Capital Ratio
21.36
Leverage
Ratio
13.67
Return On
Assets
0.88%
Total
Assets
279.07M
Capital
40.52M
Total
Deposits
225.97M
Net
Income
669.00K
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Weiss Ratings Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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Rating C
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 0.30
Profitability Index 3.00
Stability Index 7.80
Company Info Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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FDIC Number 28277
Phone Number (573) 756-6622
Website www.ofsl.bank
Asset Quality Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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1-Year Asset Growth -3.90%
5-Year Asset Growth 3.74%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.03%
Non-Performing Loans to Capital 6.03%
Non-Performing Loans to Loans 1.30%
Balance Sheet Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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Total Assets 279.07M
Total Deposits 225.97M
Capital and Reserves Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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Capital 40.52M
Leverage Ratio 13.67
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio 21.36
Liquidity Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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Hot Money Ratio 33.05%
Liquidity Ratio 10.24%
Profitability Ozarks Federal Savings and Loan Association
Farmington, MO 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 669.00K
Net Interest Spread 3.47%
Operating Profit to Average Assets 1.14%
Overhead Efficiency Ratio 77.55%
Return on Assets 0.88%
Return on Equity 6.65%