| Weiss Ratings |
First Bank of Alabama
Talladega, AL |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 7.70 | |||
| Company Info |
First Bank of Alabama
Talladega, AL |
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| FDIC Number | 2832 | |||
| Phone Number | (256) 362-2334 | |||
| Website | www.firstbankal.com | |||
| Asset Quality |
First Bank of Alabama
Talladega, AL |
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| 1-Year Asset Growth | 2.80% | |||
| 5-Year Asset Growth | 19.47% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.83% | |||
| Non-Performing Assets to Assets | 0.78% | |||
| Non-Performing Loans to Capital | 5.20% | |||
| Non-Performing Loans to Loans | 0.98% | |||
| Balance Sheet |
First Bank of Alabama
Talladega, AL |
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| Total Assets | 1.12B | |||
| Total Deposits | 997.58M | |||
| Capital and Reserves |
First Bank of Alabama
Talladega, AL |
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| Capital | 91.44M | |||
| Leverage Ratio | 11.05 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Risk-Based Capital Ratio | 14.76 | |||
| Liquidity |
First Bank of Alabama
Talladega, AL |
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| Hot Money Ratio | 21.27% | |||
| Liquidity Ratio | 18.36% | |||
| Profitability |
First Bank of Alabama
Talladega, AL |
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| 5-Year Return on Average Assets | 1.42% | |||
| Net Income | 16.45M | |||
| Net Interest Spread | 3.91% | |||
| Operating Profit to Average Assets | 2.89% | |||
| Overhead Efficiency Ratio | 43.55% | |||
| Return on Assets | 1.97% | |||
| Return on Equity | 26.78% | |||