| Weiss Ratings |
First Bank of Alabama
Talladega, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 3.70 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 7.20 | |||
| Company Info |
First Bank of Alabama
Talladega, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 2832 | |||
| Phone Number | (256) 362-2334 | |||
| Website | www.firstbankal.com | |||
| Asset Quality |
First Bank of Alabama
Talladega, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 22.73% | |||
| 5-Year Asset Growth | 13.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.36% | |||
| Charge-Offs to Average Loans | 0.34% | |||
| Non-Performing Assets to Assets | 1.85% | |||
| Non-Performing Loans to Capital | 19.78% | |||
| Non-Performing Loans to Loans | 2.84% | |||
| Balance Sheet |
First Bank of Alabama
Talladega, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.36B | |||
| Total Deposits | 1.21B | |||
| Capital and Reserves |
First Bank of Alabama
Talladega, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 112.11M | |||
| Leverage Ratio | 9.82 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Risk-Based Capital Ratio | 14.35 | |||
| Liquidity |
First Bank of Alabama
Talladega, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 20.01% | |||
| Liquidity Ratio | 21.14% | |||
| Profitability |
First Bank of Alabama
Talladega, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.48% | |||
| Net Income | 8.59M | |||
| Net Interest Spread | 4.21% | |||
| Operating Profit to Average Assets | 1.59% | |||
| Overhead Efficiency Ratio | 62.62% | |||
| Return on Assets | 1.32% | |||
| Return on Equity | 16.37% | |||