| Weiss Ratings |
First Bank of Alabama
Talladega, AL |
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| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 8.80 | |||
| Stability Index | 7.40 | |||
| Company Info |
First Bank of Alabama
Talladega, AL |
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| FDIC Number | 2832 | |||
| Phone Number | (256) 362-2334 | |||
| Website | www.firstbankal.com | |||
| Asset Quality |
First Bank of Alabama
Talladega, AL |
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| 1-Year Asset Growth | 5.50% | |||
| 5-Year Asset Growth | 13.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.82% | |||
| Non-Performing Assets to Assets | 2.19% | |||
| Non-Performing Loans to Capital | 18.79% | |||
| Non-Performing Loans to Loans | 3.46% | |||
| Balance Sheet |
First Bank of Alabama
Talladega, AL |
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| Total Assets | 1.20B | |||
| Total Deposits | 1.08B | |||
| Capital and Reserves |
First Bank of Alabama
Talladega, AL |
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| Capital | 94.51M | |||
| Leverage Ratio | 10.58 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Risk-Based Capital Ratio | 15.07 | |||
| Liquidity |
First Bank of Alabama
Talladega, AL |
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| Hot Money Ratio | 19.28% | |||
| Liquidity Ratio | 21.82% | |||
| Profitability |
First Bank of Alabama
Talladega, AL |
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| 5-Year Return on Average Assets | 1.42% | |||
| Net Income | 18.70M | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 2.32% | |||
| Overhead Efficiency Ratio | 48.35% | |||
| Return on Assets | 1.66% | |||
| Return on Equity | 22.09% | |||