C
AmeriFirst Bank
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings AmeriFirst Bank
Montgomery, AL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 6.20
Capitalization Index 7.50
Liquidity Index 0.80
Profitability Index 5.30
Stability Index 4.30
Company Info AmeriFirst Bank
Montgomery, AL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 2838
Phone Number (334) 409-2980
Website www.amerifirstbank.com
Asset Quality AmeriFirst Bank
Montgomery, AL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.05%
5-Year Asset Growth 16.30%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.53%
Non-Performing Loans to Capital 4.97%
Non-Performing Loans to Loans 0.68%
Balance Sheet AmeriFirst Bank
Montgomery, AL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 334.28M
Total Deposits 299.33M
Capital and Reserves AmeriFirst Bank
Montgomery, AL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 30.69M
Leverage Ratio 9.33
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio 12.67
Liquidity AmeriFirst Bank
Montgomery, AL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 26.77%
Liquidity Ratio 14.23%
Profitability AmeriFirst Bank
Montgomery, AL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.72%
Net Income 3.61M
Net Interest Spread 4.15%
Operating Profit to Average Assets 1.45%
Overhead Efficiency Ratio 64.03%
Return on Assets 1.09%
Return on Equity 11.41%