AmeriFirst Bank
| Weiss Ratings |
AmeriFirst Bank
Montgomery, AL |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 4.30 | |||
| Company Info |
AmeriFirst Bank
Montgomery, AL |
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| FDIC Number | 2838 | |||
| Phone Number | (334) 409-2980 | |||
| Website | www.amerifirstbank.com | |||
| Asset Quality |
AmeriFirst Bank
Montgomery, AL |
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| 1-Year Asset Growth | 5.17% | |||
| 5-Year Asset Growth | 3.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 1.60% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
AmeriFirst Bank
Montgomery, AL |
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| Total Assets | 364.12M | |||
| Total Deposits | 325.06M | |||
| Capital and Reserves |
AmeriFirst Bank
Montgomery, AL |
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| Capital | 34.58M | |||
| Leverage Ratio | 9.66 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | 13.10 | |||
| Liquidity |
AmeriFirst Bank
Montgomery, AL |
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| Hot Money Ratio | 28.98% | |||
| Liquidity Ratio | 16.19% | |||
| Profitability |
AmeriFirst Bank
Montgomery, AL |
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| 5-Year Return on Average Assets | 0.88% | |||
| Net Income | 2.22M | |||
| Net Interest Spread | 4.51% | |||
| Operating Profit to Average Assets | 1.62% | |||
| Overhead Efficiency Ratio | 61.77% | |||
| Return on Assets | 1.23% | |||
| Return on Equity | 13.29% | |||