C
AmeriFirst Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings AmeriFirst Bank
Montgomery, AL
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Rating C
Asset Quality Index 5.60
Capitalization Index 8.10
Liquidity Index 1.20
Profitability Index 5.80
Stability Index 4.30
Company Info AmeriFirst Bank
Montgomery, AL
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FDIC Number 2838
Phone Number (334) 409-2980
Website www.amerifirstbank.com
Asset Quality AmeriFirst Bank
Montgomery, AL
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1-Year Asset Growth 9.24%
5-Year Asset Growth 16.30%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 4.52%
Non-Performing Loans to Loans 0.67%
Balance Sheet AmeriFirst Bank
Montgomery, AL
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Total Assets 346.23M
Total Deposits 308.63M
Capital and Reserves AmeriFirst Bank
Montgomery, AL
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Capital 33.37M
Leverage Ratio 9.72
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio 13.33
Liquidity AmeriFirst Bank
Montgomery, AL
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Hot Money Ratio 28.28%
Liquidity Ratio 18.86%
Profitability AmeriFirst Bank
Montgomery, AL
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5-Year Return on Average Assets 0.80%
Net Income 2.04M
Net Interest Spread 4.34%
Operating Profit to Average Assets 1.55%
Overhead Efficiency Ratio 62.50%
Return on Assets 1.19%
Return on Equity 12.73%