Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (9.0 on a scale of 0 to 10) and a capital leverage ratio of 10.3. A current level of 8.7 percent of nonperforming loans to core capital combined with 9.6 percent from a year earlier contributes to the Good asset quality (6.2).
Asset Mix:
Home mtgs (59%), securities (19%), cash (11%), comm re (1%), home eq lns (1%), other (9%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
5953 West Cermak Road
Cicero, IL 60804
Cicero, IL 60804
Phone Number
(708) 656-5000
Year Founded
1892
FDIC Number
Largest Affiliates
No affiliate information available.