| Weiss Ratings |
Roxboro Savings Bank, SSB
Roxboro, NC |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 8.30 | |||
| Company Info |
Roxboro Savings Bank, SSB
Roxboro, NC |
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| FDIC Number | 28471 | |||
| Phone Number | (336) 599-2137 | |||
| Website | www.roxborosavings.com | |||
| Asset Quality |
Roxboro Savings Bank, SSB
Roxboro, NC |
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| 1-Year Asset Growth | 6.95% | |||
| 5-Year Asset Growth | 6.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 0.40% | |||
| Non-Performing Loans to Loans | 0.13% | |||
| Balance Sheet |
Roxboro Savings Bank, SSB
Roxboro, NC |
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| Total Assets | 360.68M | |||
| Total Deposits | 292.80M | |||
| Capital and Reserves |
Roxboro Savings Bank, SSB
Roxboro, NC |
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| Capital | 61.54M | |||
| Leverage Ratio | 18.97 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Risk-Based Capital Ratio | 40.17 | |||
| Liquidity |
Roxboro Savings Bank, SSB
Roxboro, NC |
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| Hot Money Ratio | 36.20% | |||
| Liquidity Ratio | 40.00% | |||
| Profitability |
Roxboro Savings Bank, SSB
Roxboro, NC |
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| 5-Year Return on Average Assets | 0.91% | |||
| Net Income | 2.11M | |||
| Net Interest Spread | 3.32% | |||
| Operating Profit to Average Assets | 1.48% | |||
| Overhead Efficiency Ratio | 52.28% | |||
| Return on Assets | 1.18% | |||
| Return on Equity | 6.97% | |||