B
Roxboro Savings Bank, SSB
RoxboroNC
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
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Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Roxboro Savings Bank, SSB
Roxboro, NC
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Rating B
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 3.70
Stability Index 8.40
Company Info Roxboro Savings Bank, SSB
Roxboro, NC
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FDIC Number 28471
Phone Number (336) 599-2137
Website www.roxborosavings.com
Asset Quality Roxboro Savings Bank, SSB
Roxboro, NC
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1-Year Asset Growth 2.80%
5-Year Asset Growth 9.01%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 0.83%
Non-Performing Loans to Loans 0.31%
Balance Sheet Roxboro Savings Bank, SSB
Roxboro, NC
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Total Assets 337.25M
Total Deposits 275.75M
Capital and Reserves Roxboro Savings Bank, SSB
Roxboro, NC
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Capital 54.48M
Leverage Ratio 18.60
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio 41.23
Liquidity Roxboro Savings Bank, SSB
Roxboro, NC
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Hot Money Ratio 34.00%
Liquidity Ratio 43.57%
Profitability Roxboro Savings Bank, SSB
Roxboro, NC
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5-Year Return on Average Assets 0.99%
Net Income 1.32M
Net Interest Spread 3.09%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 66.32%
Return on Assets 0.77%
Return on Equity 4.92%