C
WaterStone Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings WaterStone Bank
Wauwatosa, WI
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Rating C
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 5.30
Stability Index 5.00
Company Info WaterStone Bank
Wauwatosa, WI
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FDIC Number 28513
Phone Number (414) 761-1000
Website www.wsbonline.com
Asset Quality WaterStone Bank
Wauwatosa, WI
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1-Year Asset Growth 2.32%
5-Year Asset Growth 0.71%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 2.68%
Non-Performing Loans to Loans 0.74%
Balance Sheet WaterStone Bank
Wauwatosa, WI
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Total Assets 2.26B
Total Deposits 1.48B
Capital and Reserves WaterStone Bank
Wauwatosa, WI
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Capital 337.81M
Leverage Ratio 15.43
Loan Loss Reserves to Loans 0.96%
Risk-Based Capital Ratio 20.49
Liquidity WaterStone Bank
Wauwatosa, WI
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Hot Money Ratio 37.37%
Liquidity Ratio 15.71%
Profitability WaterStone Bank
Wauwatosa, WI
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5-Year Return on Average Assets 1.84%
Net Income 26.17M
Net Interest Spread 2.75%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 77.66%
Return on Assets 1.18%
Return on Equity 7.92%