C
WaterStone Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings WaterStone Bank
Wauwatosa, WI
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Rating C
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 1.50
Profitability Index 5.50
Stability Index 5.00
Company Info WaterStone Bank
Wauwatosa, WI
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FDIC Number 28513
Phone Number (414) 761-1000
Website www.wsbonline.com
Asset Quality WaterStone Bank
Wauwatosa, WI
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1-Year Asset Growth -0.13%
5-Year Asset Growth 0.71%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 2.73%
Non-Performing Loans to Loans 0.72%
Balance Sheet WaterStone Bank
Wauwatosa, WI
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Total Assets 2.25B
Total Deposits 1.47B
Capital and Reserves WaterStone Bank
Wauwatosa, WI
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Capital 331.50M
Leverage Ratio 15.43
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio 19.68
Liquidity WaterStone Bank
Wauwatosa, WI
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Hot Money Ratio 35.91%
Liquidity Ratio 14.34%
Profitability WaterStone Bank
Wauwatosa, WI
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5-Year Return on Average Assets 1.32%
Net Income 14.41M
Net Interest Spread 3.03%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 75.47%
Return on Assets 1.30%
Return on Equity 8.55%