| Weiss Ratings |
First Bank Richmond
Richmond, IN |
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| Rating | ||||
| Asset Quality Index | 4.40 | |||
| Capitalization Index | 9.90 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 7.70 | |||
| Company Info |
First Bank Richmond
Richmond, IN |
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| FDIC Number | 28533 | |||
| Phone Number | (765) 962-2581 | |||
| Website | www.firstbankrichmond.com | |||
| Asset Quality |
First Bank Richmond
Richmond, IN |
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| 1-Year Asset Growth | 1.27% | |||
| 5-Year Asset Growth | 8.03% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.88% | |||
| Non-Performing Loans to Capital | 9.34% | |||
| Non-Performing Loans to Loans | 1.12% | |||
| Balance Sheet |
First Bank Richmond
Richmond, IN |
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| Total Assets | 1.52B | |||
| Total Deposits | 1.12B | |||
| Capital and Reserves |
First Bank Richmond
Richmond, IN |
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| Capital | 136.12M | |||
| Leverage Ratio | 10.95 | |||
| Loan Loss Reserves to Loans | 1.38% | |||
| Risk-Based Capital Ratio | 14.64 | |||
| Liquidity |
First Bank Richmond
Richmond, IN |
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| Hot Money Ratio | 17.30% | |||
| Liquidity Ratio | 12.39% | |||
| Profitability |
First Bank Richmond
Richmond, IN |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 12.57M | |||
| Net Interest Spread | 2.90% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 64.49% | |||
| Return on Assets | 0.81% | |||
| Return on Equity | 10.00% | |||