| Weiss Ratings |
Sturgis Bank & Trust Company
Sturgis, MI |
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| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 3.80 | |||
| Company Info |
Sturgis Bank & Trust Company
Sturgis, MI |
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| FDIC Number | 28593 | |||
| Phone Number | (269) 651-9345 | |||
| Website | www.sturgis.bank | |||
| Asset Quality |
Sturgis Bank & Trust Company
Sturgis, MI |
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| 1-Year Asset Growth | 4.50% | |||
| 5-Year Asset Growth | 20.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.69% | |||
| Non-Performing Loans to Capital | 5.24% | |||
| Non-Performing Loans to Loans | 1.22% | |||
| Balance Sheet |
Sturgis Bank & Trust Company
Sturgis, MI |
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| Total Assets | 984.16M | |||
| Total Deposits | 882.52M | |||
| Capital and Reserves |
Sturgis Bank & Trust Company
Sturgis, MI |
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| Capital | 72.60M | |||
| Leverage Ratio | 8.00 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | 12.37 | |||
| Liquidity |
Sturgis Bank & Trust Company
Sturgis, MI |
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| Hot Money Ratio | 19.99% | |||
| Liquidity Ratio | 13.06% | |||
| Profitability |
Sturgis Bank & Trust Company
Sturgis, MI |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 3.91M | |||
| Net Interest Spread | 3.62% | |||
| Operating Profit to Average Assets | 1.01% | |||
| Overhead Efficiency Ratio | 76.67% | |||
| Return on Assets | 0.82% | |||
| Return on Equity | 10.96% | |||