| Weiss Ratings |
Sturgis Bank & Trust Company
Sturgis, MI |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 5.90 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 3.80 | |||
| Company Info |
Sturgis Bank & Trust Company
Sturgis, MI |
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| FDIC Number | 28593 | |||
| Phone Number | (269) 651-9345 | |||
| Website | www.sturgis.bank | |||
| Asset Quality |
Sturgis Bank & Trust Company
Sturgis, MI |
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| 1-Year Asset Growth | 3.65% | |||
| 5-Year Asset Growth | 20.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 3.22% | |||
| Non-Performing Loans to Loans | 0.86% | |||
| Balance Sheet |
Sturgis Bank & Trust Company
Sturgis, MI |
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| Total Assets | 958.39M | |||
| Total Deposits | 842.53M | |||
| Capital and Reserves |
Sturgis Bank & Trust Company
Sturgis, MI |
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| Capital | 71.49M | |||
| Leverage Ratio | 7.92 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | 12.56 | |||
| Liquidity |
Sturgis Bank & Trust Company
Sturgis, MI |
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| Hot Money Ratio | 19.50% | |||
| Liquidity Ratio | 12.32% | |||
| Profitability |
Sturgis Bank & Trust Company
Sturgis, MI |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 1.84M | |||
| Net Interest Spread | 3.55% | |||
| Operating Profit to Average Assets | 0.95% | |||
| Overhead Efficiency Ratio | 79.09% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 10.45% | |||