| Weiss Ratings |
Sturgis Bank & Trust Company
Sturgis, MI |
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| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 7.30 | |||
| Company Info |
Sturgis Bank & Trust Company
Sturgis, MI |
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| FDIC Number | 28593 | |||
| Phone Number | (269) 651-9345 | |||
| Website | www.sturgis.bank | |||
| Asset Quality |
Sturgis Bank & Trust Company
Sturgis, MI |
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| 1-Year Asset Growth | 4.55% | |||
| 5-Year Asset Growth | 11.01% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 1.11% | |||
| Non-Performing Loans to Capital | 5.92% | |||
| Non-Performing Loans to Loans | 1.36% | |||
| Balance Sheet |
Sturgis Bank & Trust Company
Sturgis, MI |
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| Total Assets | 1.03B | |||
| Total Deposits | 893.00M | |||
| Capital and Reserves |
Sturgis Bank & Trust Company
Sturgis, MI |
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| Capital | 83.84M | |||
| Leverage Ratio | 8.63 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Risk-Based Capital Ratio | 13.34 | |||
| Liquidity |
Sturgis Bank & Trust Company
Sturgis, MI |
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| Hot Money Ratio | 19.44% | |||
| Liquidity Ratio | 19.13% | |||
| Profitability |
Sturgis Bank & Trust Company
Sturgis, MI |
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| 5-Year Return on Average Assets | 0.86% | |||
| Net Income | 5.20M | |||
| Net Interest Spread | 3.80% | |||
| Operating Profit to Average Assets | 1.28% | |||
| Overhead Efficiency Ratio | 73.48% | |||
| Return on Assets | 1.03% | |||
| Return on Equity | 13.04% | |||