| Weiss Ratings |
Sturgis Bank & Trust Company
Sturgis, MI |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 5.90 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 3.80 | |||
| Company Info |
Sturgis Bank & Trust Company
Sturgis, MI |
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| FDIC Number | 28593 | |||
| Phone Number | (269) 651-9345 | |||
| Website | www.sturgis.bank | |||
| Asset Quality |
Sturgis Bank & Trust Company
Sturgis, MI |
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| 1-Year Asset Growth | 5.36% | |||
| 5-Year Asset Growth | 20.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 1.19% | |||
| Non-Performing Loans to Capital | 8.39% | |||
| Non-Performing Loans to Loans | 1.82% | |||
| Balance Sheet |
Sturgis Bank & Trust Company
Sturgis, MI |
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| Total Assets | 998.25M | |||
| Total Deposits | 894.88M | |||
| Capital and Reserves |
Sturgis Bank & Trust Company
Sturgis, MI |
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| Capital | 75.32M | |||
| Leverage Ratio | 7.85 | |||
| Loan Loss Reserves to Loans | 1.16% | |||
| Risk-Based Capital Ratio | 12.54 | |||
| Liquidity |
Sturgis Bank & Trust Company
Sturgis, MI |
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| Hot Money Ratio | 18.61% | |||
| Liquidity Ratio | 13.68% | |||
| Profitability |
Sturgis Bank & Trust Company
Sturgis, MI |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 6.49M | |||
| Net Interest Spread | 3.63% | |||
| Operating Profit to Average Assets | 1.10% | |||
| Overhead Efficiency Ratio | 74.76% | |||
| Return on Assets | 0.89% | |||
| Return on Equity | 11.99% | |||