| Weiss Ratings |
Homestead Savings Bank
Albion, MI |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 4.20 | |||
| Company Info |
Homestead Savings Bank
Albion, MI |
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| FDIC Number | 28667 | |||
| Phone Number | (517) 629-5588 | |||
| Website | www.homesteadsavings.com | |||
| Asset Quality |
Homestead Savings Bank
Albion, MI |
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| 1-Year Asset Growth | 0.16% | |||
| 5-Year Asset Growth | -1.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.95% | |||
| Non-Performing Loans to Capital | 5.27% | |||
| Non-Performing Loans to Loans | 1.34% | |||
| Balance Sheet |
Homestead Savings Bank
Albion, MI |
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| Total Assets | 71.59M | |||
| Total Deposits | 64.58M | |||
| Capital and Reserves |
Homestead Savings Bank
Albion, MI |
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| Capital | 6.59M | |||
| Leverage Ratio | 9.42 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Risk-Based Capital Ratio | 19.48 | |||
| Liquidity |
Homestead Savings Bank
Albion, MI |
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| Hot Money Ratio | 6.04% | |||
| Liquidity Ratio | 26.01% | |||
| Profitability |
Homestead Savings Bank
Albion, MI |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | 270.00K | |||
| Net Interest Spread | 4.66% | |||
| Operating Profit to Average Assets | 0.91% | |||
| Overhead Efficiency Ratio | 78.83% | |||
| Return on Assets | 0.73% | |||
| Return on Equity | 8.37% | |||