| Weiss Ratings |
Homestead Savings Bank
Albion, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 3.10 | |||
| Company Info |
Homestead Savings Bank
Albion, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 28667 | |||
| Phone Number | (517) 629-5588 | |||
| Website | www.homesteadsavings.com | |||
| Asset Quality |
Homestead Savings Bank
Albion, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -4.14% | |||
| 5-Year Asset Growth | 1.52% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.86% | |||
| Non-Performing Loans to Capital | 3.05% | |||
| Non-Performing Loans to Loans | 1.19% | |||
| Balance Sheet |
Homestead Savings Bank
Albion, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 72.95M | |||
| Total Deposits | 66.80M | |||
| Capital and Reserves |
Homestead Savings Bank
Albion, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 5.83M | |||
| Leverage Ratio | 8.22 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Risk-Based Capital Ratio | 17.44 | |||
| Liquidity |
Homestead Savings Bank
Albion, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 6.55% | |||
| Liquidity Ratio | 24.00% | |||
| Profitability |
Homestead Savings Bank
Albion, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.41% | |||
| Net Income | 69.00K | |||
| Net Interest Spread | 4.27% | |||
| Operating Profit to Average Assets | 0.45% | |||
| Overhead Efficiency Ratio | 88.27% | |||
| Return on Assets | 0.36% | |||
| Return on Equity | 4.79% | |||