| Weiss Ratings |
Homestead Savings Bank
Albion, MI |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 3.10 | |||
| Company Info |
Homestead Savings Bank
Albion, MI |
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| FDIC Number | 28667 | |||
| Phone Number | (517) 629-5588 | |||
| Website | www.homesteadsavings.com | |||
| Asset Quality |
Homestead Savings Bank
Albion, MI |
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| 1-Year Asset Growth | -1.53% | |||
| 5-Year Asset Growth | 1.52% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 1.23% | |||
| Non-Performing Loans to Capital | 8.39% | |||
| Non-Performing Loans to Loans | 1.65% | |||
| Balance Sheet |
Homestead Savings Bank
Albion, MI |
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| Total Assets | 71.48M | |||
| Total Deposits | 65.17M | |||
| Capital and Reserves |
Homestead Savings Bank
Albion, MI |
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| Capital | 6.00M | |||
| Leverage Ratio | 8.39 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Risk-Based Capital Ratio | 17.67 | |||
| Liquidity |
Homestead Savings Bank
Albion, MI |
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| Hot Money Ratio | 6.56% | |||
| Liquidity Ratio | 21.29% | |||
| Profitability |
Homestead Savings Bank
Albion, MI |
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| 5-Year Return on Average Assets | 0.41% | |||
| Net Income | 199.00K | |||
| Net Interest Spread | 4.48% | |||
| Operating Profit to Average Assets | 0.67% | |||
| Overhead Efficiency Ratio | 84.52% | |||
| Return on Assets | 0.52% | |||
| Return on Equity | 6.81% | |||